415 N Cogan Ln, Independence, MO 64050 Property Records

Jackson County property record for 415 N Cogan Ln, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 1960
Lot Size	0.574 acres (25,007 sqft)
Owner	Individual Name on Record
Last Sale	$218,670 (Oct 2023)
Tax Bill	$2,792 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-920-04-02`

Property Details

APN / Parcel Number

Primary APN	`16-920-04-02`
Alternative APNs	`16-920-04-02-00-0-00-000` `16920040200000001` `740035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,026 sqft Living Area
1st Floor Area	1,882 sqft
Basement Area	1,763 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Steel Frame
Roof Type	Shed Roof
Roof Material	Other
Lot Area	25,007 sqft (0.574 acres)
Lot Dimensions	168 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	28 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	740035
Street Address	415 N COGAN LN
City	INDEPENDENCE
State	MO
Zip	64050-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLIN FARM S 125 OF W 193 LOT 9 & N 12 OF W 193 LOT 10
Legal Subdivision	ALLIN FARM
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1001
Census Tract	11410

Owner

Source: Jackson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 N COGAN LN, INDEPENDENCE, MO 64050-2005
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE LLC
Apr 20, 2022	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Oct 23, 2019	Warranty Deed, Transfer COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Apr 20, 2022 · Amount on Record
Deed Document Number	202371619
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 3, 2023
Property Address	415 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number	00E0071619
Instrument Date	Sep 21, 2023
Instrument	2023E0071619
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 N COGAN LN, INDEPENDENCE, MO 64050-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N COGAN LN, INDEPENDENCE, MO 64050-2005
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0071620
Date	Oct 3, 2023
Instrument	2023E0071620

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 20, 2022
Property Address	415 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number	00E0037920
Instrument Date	Apr 14, 2022
Instrument	2022E0037920
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 894, GRANDVIEW, MO 64030-0894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N COGAN LN, INDEPENDENCE, MO 64050-2005

Mortgage

Document Number	00E0037922
Date	Apr 20, 2022
Instrument	2022E0037922

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 23, 2019
Property Address	415 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number	0000E86117
Instrument Date	Oct 11, 2019
Instrument	86117E
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 N COGAN LN INDEPENDENCE MO 640502005, INDEPENDENCE, MO 64050-2005

Mortgage

Document Number	E86118
Date	Oct 23, 2019
Instrument	86118E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2034

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,792.00 (+16.82%)	$39,079 (+13.24%) Land $4,241 Building $34,838	$205,680 (+13.24%)
2024	$2,390.00 (+2.31%)
2023	$2,336.00	$34,510 Land $4,803 Building $29,707	$181,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on N Cogan Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures