405 N Cogan Ln, Independence, MO 64050 Property Records

Jackson County property record for 405 N Cogan Ln, Independence, MO 64050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,250 sqft · built 2024
Lot Size1.1 acres (48,271 sqft)
Owner2 Individual Names on Record
Tax Bill$7,091 (2025)
Deeds & MortgagesJun 2026 Transfer
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN16-920-04-28

Property Details

APN / Parcel Number

Primary APN16-920-04-28
Alternative APNs
  • 16-920-04-28-00-0-00-000
  • 16920042800000001
  • 740058

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,250 sqft Living Area
Gross Area2,802 sqft
1st Floor Area2,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area48,271 sqft
Lot Dimensions217 ft deep x 220 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number740058
Street Address405 N COGAN LN
CityINDEPENDENCE
StateMO
Zip64050-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALLIN FARM SUB TH W 216.59 OF LOT 11
Legal SubdivisionALLIN FARM
Legal Block1
Legal Lot Number11
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1001
Census Tract11410

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 N COGAN LN, INDEPENDENCE, MO 64050-2005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 15, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2015
Deed SaleOct 9, 2015
Prior SaleJun 15, 2006
Deed Document Number201591766
Last Transfer DateMay 27, 2026
Transfer Doc0000041348
Record UpdatedOct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionJACKSON MO
Recording DateJun 3, 2026
Property Address405 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number0000041348
Instrument DateMay 27, 2026
Instrument202641348
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 N COGAN LN, INDEPENDENCE, MO 64050-2005

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateSep 15, 2022
Property Address405 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number00E0085790
Instrument DateSep 14, 2022
Instrument2022E0085790
Transaction TypeTransfer
Record UpdatedOct 13, 2025

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 N TRAIL RIDGE DR, INDEPENDENCE, MO 64050-2020

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,224 (-) Land $5,212 Building $94,012$522,230 (-)
2025$7,091.00 (+945.87%)$99,224 (+912.49%) Land $5,212 Building $94,012$522,230 (+912.47%)
2024$678.00 (+2.26%)
2023$663.00$9,800 Land $9,800$51,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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