411 N 3rd St, Coshocton, OH 43812 Property Records

Coshocton County property record for 411 N 3rd St, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1900
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Dec 2014)
Tax Bill	$940 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004374-1`

Property Details

APN / Parcel Number

Primary APN	`004374-1`
Alternative APN	`0430000290500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	480 sqft
Basement Area	800 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	200 ft deep x 35 ft wide
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004374-1
Street Address	411 N 3RD ST
City	COSHOCTON
State	OH
Zip	43812-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 89 N PT 35 X 200
Legal Subdivision	PLAN OF THE TOWN OF COSHOCTON
Legal Lot Number	89
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2002
Census Tract	961300

Owner

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 N 3RD ST, COSHOCTON, OH 43812-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE HOME LOAN SAVINGS BANK
Aug 14, 2019	Deed, Transfer
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2014 · Amount on Record
Deed Sale	Dec 30, 2014 · Amount on Record
Prior Sale	Feb 18, 1998 · Amount on Record
Deed Document Number	20144952
Deed Book / Page	659 / 280
Prior Transfer Date	Nov 20, 1992
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	411 N 3RD ST, COSHOCTON, OH 43812-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N 3RD ST, COSHOCTON, OH 43812-1112

Mortgage

Document Number	00799/4136
Date	Jan 26, 2024
Book Page	799/4136
Instrument	202400000313

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	413 MAIN ST, COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2044

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	COSHOCTON OH
Recording Date	Aug 14, 2019
Property Address	411 N 3RD ST, COSHOCTON, OH 43812-1112
Document Number	00774/0531
Book / Page	774 / 0531
Map Reference	MB 1 PG 27
Instrument Date	Aug 8, 2019
Instrument	201900003259
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N 3RD ST, COSHOCTON, OH 43812-1112

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	411 N 3RD ST, COSHOCTON, OH 43812-1112
Transaction Type	Mortgage
Record Updated	Mar 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700000839
Date	Mar 13, 2017
Book Page	726/618
Instrument	201700000839

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00 (+23.52%)	$20,940 (+27.05%) Land $3,180 Building $17,760	$59,820 (+27.03%) Land $9,090 Building $50,730
2023	$761.00 (-2.69%) Homeowner's exemption	$16,482 (-) Land $2,447 Building $14,035
2022	$782.00 Homeowner's exemption	$16,482 Land $2,447 Building $14,035
2021			$47,090 Land $6,990 Building $40,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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