349 N 3rd St, Coshocton, OH 43812 Property Records

Coshocton County property record for 349 N 3rd St, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1900
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Aug 2023)
Tax Bill	$807 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004098-0`

Property Details

APN / Parcel Number

Primary APN	`004098-0`
Alternative APN	`0430000016200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,160 sqft Living Area
1st Floor Area	580 sqft
Upper Floors Area	580 sqft
Basement Area	290 sqft
Unfinished Basement	290 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	50 ft deep x 50 ft wide
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004098-0
Street Address	349 N 3RD ST
City	COSHOCTON
State	OH
Zip	43812-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 88 E PT N 1/2 50 X 50
Legal Lot Number	88
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2003
Census Tract	961300

Owner

349 N 3rd St is owned and occupied by two individuals who bought it in August 2023.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	349 N 3RD ST, COSHOCTON, OH 43812-1160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN SAVINGS BANK
Aug 11, 2023	Survivorship Deed, Transfer · Closed-End Mortgage THE HOME LOAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Jul 31, 1998
Deed Document Number	20233133
Deed Book / Page	797 / 2173
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Recording Date	Sep 14, 2026
Property Address	349 N 3RD ST, COSHOCTON, OH 43812-1160
Document Number	0000003976
Book / Page	814 / 428
Instrument Date	Sep 14, 2026
Instrument	20263976
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 N 3RD ST, COSHOCTON, OH 43812-1160

Mortgage

Document Number	0000003976,
Date	Sep 14, 2026
Book Page	814/428
Instrument	20263976

Lender

Name	HOME LOAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	COSHOCTON OH
Recording Date	Aug 11, 2023
Property Address	349 N 3RD ST, COSHOCTON, OH 43812-1160
Document Number	00797/2173
Book / Page	797 / 2173
Instrument Date	Aug 10, 2023
Instrument	202300003133
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	349 N 3RD ST, COSHOCTON, OH 43812-1160

Mortgage

Document Number	202300003134
Date	Aug 11, 2023
Instrument	202300003134

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 349 N 3rd St was $807 with a homeowner's exemption, up 8.6% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00 (+8.61%)	$17,980 (-) Land $2,400 Building $15,580	$51,360 (-) Land $6,860 Building $44,500
2024	$743.00 (+13.44%) Homeowner's exemption	$17,980 (+27%) Land $2,400 Building $15,580	$51,360 Land $6,860 Building $44,500
2023	$655.00 (-3.25%) Homeowner's exemption	$14,158 (-) Land $1,848 Building $12,310
2022	$677.00 Homeowner's exemption	$14,158 Land $1,848 Building $12,310
2021			$40,450 Land $5,280 Building $35,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 349 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 349 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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