403 N 3rd St, Coshocton, OH 43812 Property Records

Coshocton County property record for 403 N 3rd St, Coshocton, OH 43812

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 2 ba · 2,226 sqft · built 1900
Lot Size	0.059 acres (2,574 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Oct 2019)
Tax Bill	$126 (2025)
Deeds & Mortgages	Oct 2012 Line of Credit Sep 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004539-6`

Property Details

APN / Parcel Number

Primary APN	`004539-6`
Alternative APN	`0430000455700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	2,226 sqft
Basement Area	210 sqft
Unfinished Basement	210 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	2,574 sqft (0.059 acres)
Lot Dimensions	39 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	1,080 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004539-6
Street Address	403 N 3RD ST
City	COSHOCTON
State	OH
Zip	43812-1112
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	IN-LOT 89 PT S PT
Legal Lot Number	89
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2002
Census Tract	961300

Owner

Source: Coshocton County assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 N 3RD ST, COSHOCTON, OH 43812-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2012	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL COMMUNITY BANK
Sep 10, 2007	Deed of Trust, Mortgage · Conventional Mortgage CHASE BANK USA NA
Jun 4, 2020	Deed, Transfer
Oct 24, 2019	Warranty Deed, Transfer · Line of Credit LCJ FINANCIAL GROUP INC
Aug 14, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Jan 5, 2012 · Amount on Record
Deed Document Number	20194392
Deed Book / Page	775 / 731
Prior Transfer Date	Aug 1, 2011
Prior Transfer Doc	000549/904
Record Updated	Jun 8, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	403 N 3RD ST, COSHOCTON, OH 43812-1112
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000588/740
Date	Oct 9, 2012
Book Page	588/740
Instrument	201200004461

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank
Address	DOVER, OH 44622

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	403 N 3RD ST, COSHOCTON, OH 43812-1112
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SOUTHEAST EQUITY TITLE, SOUTHEAST EQUITY TITLE AGENC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000453/093
Date	Sep 10, 2007
Book Page	453/093
Instrument	200700004447

Lender

Name	CHASE BANK USA NA
Type	Bank
Address	NEWARK, DE 19711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2022

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jun 4, 2020
Property Address	403 N 3RD ST, COSHOCTON, OH 43812-1112
Document Number	00778/3348
Book / Page	778 / 3348
Map Reference	MB 1 PG 27
Instrument Date	May 20, 2020
Instrument	202000002290
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	403 N 3RD ST, COSHOCTON, OH 43812-1112

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Oct 24, 2019
Property Address	403 N 3RD ST, COSHOCTON, OH 43812-1112
Document Number	00775/0731
Book / Page	775 / 0731
Map Reference	MB 1 PG 27
Instrument Date	Aug 15, 2019
Instrument	201900004392
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST OH TITLE INSURANCE BOX, FIRST OHIO TITLE INS BOX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	403 N 3RD ST, COSHOCTON, OH 43812-1112

Mortgage

Document Number	201900004393
Date	Oct 24, 2019
Instrument	201900004393

Lender

Name	LCJ FINANCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	COSHOCTON OH
Recording Date	Aug 14, 2019
Property Address	403 N 3RD ST, COSHOCTON, OH 43812-1112
Document Number	00774/0531
Book / Page	774 / 0531
Map Reference	MB 1 PG 27
Instrument Date	Aug 8, 2019
Instrument	201900003259
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N 3RD ST, COSHOCTON, OH 43812-1112

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$126.00 (+8.62%)	$2,700 (-) Land $2,700	$7,710 (-) Land $7,710
2024	$116.00 (+16%)	$2,700 (+30.06%) Land $2,700	$7,710 (+30.02%) Land $7,710
2023	$100.00 (-6.54%)	$2,076 (-) Land $2,076
2022	$107.00	$2,076 Land $2,076
2021			$5,930 Land $5,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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