411 Mainsail Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 411 Mainsail Rd, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,021 sqft · built 1981
Lot Size0.196 acres (8,557 sqft)
Owner2 Individual Names on File
Last Sale$1,079,000 (Oct 2024)
Tax Bill$12,109 (2025)
Deeds & MortgagesAug 2022 Transfer
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN162-462-09-00

Property Details

APN / Parcel Number

Primary APN162-462-09-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,021 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area8,557 sqft (0.196 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address411 MAINSAIL RD
CityOCEANSIDE
StateCA
Zip92054-4773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 184 TR 009359
Legal SubdivisionSEA MESA
Legal Tract009359
Legal Block3
Legal Lot Number184
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3004
Census Tract18511

Owner

411 Mainsail Rd is owned and occupied by two individuals who bought it in October 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address411 MAINSAIL RD, OCEANSIDE, CA 92054-4773
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Intrafamily Transfer, Transfer
Jan 5, 2022Grant Deed, Transfer · Conventional Mortgage
FRANKLIN LOAN CENTER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on File
Deed SaleOct 15, 2024 · Amount on File
Prior SaleJan 5, 2022 · Amount on File
Deed Document Number2024277049
Prior Transfer DateAug 15, 2022
Prior Transfer Doc0000337313
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 22, 2022
Property Address411 MAINSAIL RD, OCEANSIDE, CA 92054-4773
Document Number0000337313
Map ReferenceMAP 9359
Instrument DateAug 18, 2022
Instrument2022-0337313
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 MAINSAIL RD, OCEANSIDE, CA 92054-4773

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 5, 2022
Property Address411 MAINSAIL RD, OCEANSIDE, CA 92054-4773
Document Number0000006429
Map ReferenceMAP 9359
Instrument DateDec 16, 2021
Instrument2022-0006429
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 MAINSAIL RD, OCEANSIDE, CA 92054-4773

Mortgage

Document Number0000006430
DateJan 5, 2022
Instrument2022-0006430
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 411 Mainsail Rd was $12,109.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,100,580 (+2%) Land $816,000 Building $284,580
2025$12,109.00$1,079,000 Land $800,000 Building $279,000
2023$9,071.00 (+152.74%) Homeowner's exemption$823,140 Land $568,140 Building $255,000
2022$3,589.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 411 Mainsail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 411 Mainsail Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

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