402 Mainsail Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 402 Mainsail Rd, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1981
Lot Size	0.296 acres (12,896 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Oct 1992)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-462-36-00`

Property Details

APN / Parcel Number

Primary APN	`162-462-36-00`
Alternative APN	`1624621600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,356 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	12,896 sqft (0.296 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1624621600
Street Address	402 MAINSAIL RD
City	OCEANSIDE
State	CA
Zip	92054-4775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 131 (EX DOC82-149467) TR 009359
Legal Subdivision	SEA MESA
Legal Tract	009359
Legal Block	4
Legal Lot Number	131
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	402 MAINSAIL RD, OCEANSIDE, CA 92054-4775
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Aug 12, 2020	Quit Claim Deed, Transfer OTHER
Feb 11, 2020	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1992 · Amount on Record
Deed Sale	Oct 7, 1992 · Amount on Record
Prior Sale	Apr 9, 1987 · Amount on Record
Deed Document Number	1992638917
Last Transfer Date	Jul 19, 2020
Transfer Doc	0000448624
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	402 MAINSAIL RD, OCEANSIDE, CA 92054-4775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MAINSAIL RD, OCEANSIDE, CA 92054-4775

Mortgage

Document Number	0000627237
Date	Oct 15, 2020
Instrument	2020-0627237

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2020
Property Address	402 MAINSAIL RD, OCEANSIDE, CA 92054-4775
Document Number	0000448624
Instrument Date	Jul 19, 2020
Instrument	448624
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	402 MAINSAIL RD OCEANSIDE CA 920544775, OCEANSIDE, CA 92054-4775

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2020
Property Address	402 MAINSAIL RD, OCEANSIDE, CA 92054-4775
Document Number	0000068338
Map Reference	MAP 9359
Instrument Date	Feb 3, 2020
Instrument	2020-0068338
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MAINSAIL RD, OCEANSIDE, CA 92054-4775

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,638 (+2%) Land $69,808 Building $203,830
2025	$2,972.00 (+5.32%) Homeowner's exemption	$268,274 (+4.04%) Land $68,440 Building $199,834
2023	$2,822.00 (+1.58%) Homeowner's exemption	$257,859 Land $65,784 Building $192,075
2022	$2,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (1980–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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