415 Mainsail Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 415 Mainsail Rd, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,154 sqft · built 1981
Lot Size	0.187 acres (8,164 sqft)
Owner	Company Name on File
Last Sale	$461,000 (Jul 2017)
Tax Bill	$5,835 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-462-10-00`

Property Details

APN / Parcel Number

Primary APN	`162-462-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,154 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,164 sqft (0.187 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 MAINSAIL RD
City	OCEANSIDE
State	CA
Zip	92054-4773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 183 TR 009359
Legal Subdivision	SEA MESA
Legal Tract	009359
Legal Block	3
Legal Lot Number	183
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18511

Owner

Source: San Diego County records · APN 162-462-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	415 MAINSAIL RD, OCEANSIDE, CA 92054-4773
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 27, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 13, 2017	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	2017316706
Last Transfer Date	Feb 12, 2019
Transfer Doc	0000069853
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	415 MAINSAIL RD, OCEANSIDE, CA 92054-4773
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MAINSAIL RD, OCEANSIDE, CA 92054-4773

Mortgage

Document Number	0000648573
Date	Oct 22, 2020
Instrument	2020-0648573

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2040

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2019
Property Address	415 MAINSAIL RD, OCEANSIDE, CA 92054-4773
Document Number	0000069853
Instrument Date	Feb 12, 2019
Instrument	69853
Transaction Type	Transfer
Record Updated	Mar 06, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	415 MAINSAIL RD OCEANSIDE CA 920544773, OCEANSIDE, CA 92054-4773

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2017
Property Address	415 MAINSAIL RD, OCEANSIDE, CA 92054-4773
Document Number	0000316706
Map Reference	MAP9359
Instrument Date	Jun 05, 2017
Instrument	2017-0316706
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	415 MAINSAIL RD, OCEANSIDE, CA 92054-4773

Mortgage

Document Number	0000316707
Date	Jul 13, 2017
Instrument	2017-0316707

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$535,023 (+2%) Land $115,278 Building $419,745
2025	$5,835.00 (+5.23%) Homeowner's exemption	$524,533 (+4.04%) Land $113,018 Building $411,515
2023	$5,545.00 (+1.58%) Homeowner's exemption	$504,167 Land $108,630 Building $395,537
2022	$5,459.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 451 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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