403 Ethan Cir, Bluffton, OH 45817 Property Records

Allen County property record for 403 Ethan Cir, Bluffton, OH 45817

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,432 sqft · built 2003
Lot Size0.387 acres (16,858 sqft)
OwnerIndividual Name on Record
Last Sale$264,500 (Apr 2016)
Tax Bill$4,723 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-1208-06-024.000

Property Details

APN / Parcel Number

Primary APN28-1208-06-024.000
Alternative APN
  • A0228120806024000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area4,432 sqft Living Area
Gross Area4,932 sqft
1st Floor Area2,224 sqft
Basement Area2,208 sqft
Finished Basement2,208 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area16,858 sqft (0.387 acres)
Lot Dimensions152 ft deep x 111 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area49 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address403 ETHAN CIR
CityBLUFFTON
StateOH
Zip45817-1457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWISS PARK NO 7 SUBDIVISION LOT 1324 FF 120.10
Legal SubdivisionSWISS PARK NO 7 SUBDIVISION
Legal Lot Number1324
JurisdictionALLEN OH
Township / Civil DivisionRICHLAND
Census Block Group3
Census Block3014
Census Tract10100

Owner

Source: Allen County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 ETHAN CIR, BLUFFTON, OH 45817-1457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2016 · Amount on Record
Deed SaleApr 7, 2016 · Amount on Record
Deed Document Number20163418
Deed Book / Page2016 / 3418
Prior Transfer DateFeb 5, 2016
Prior Transfer Doc2190001614
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Recording DateJun 30, 2026
Property Address403 ETHAN CIR, BLUFFTON, OH 45817-1457
Document Number0000006860
Instrument DateJun 20, 2026
Instrument20266860
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 ETHAN CIR, BLUFFTON, OH 45817-1457

Mortgage

Document Number0000006860,
DateJun 30, 2026
Instrument20266860
Lender
NameFIRST NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 5, 2031
Interest
Rate6.51%
Max Rate-1%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionRichland Township
MunicipalityBluffton Village
Unified School DistrictBluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,723.00 (-0.08%)$143,190 (-) Land $15,470 Building $127,720$409,100 (-) Land $44,200 Building $364,900
2024$4,727.00 (+17.82%) Homeowner's exemption$143,190 (+27.01%) Land $15,470 Building $127,720$409,100 (+27.01%) Land $44,200 Building $364,900
2023$4,012.00 (-1.11%) Homeowner's exemption$112,740 (-) Land $12,180 Building $100,560
2022$4,057.00 Homeowner's exemption$112,740 Land $12,180 Building $100,560
2021$322,100 Land $34,800 Building $287,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims49 (1979–2020)
Claims Outside the SFHA3 of 49
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON VILLAGE
serves 4,082 people · EPA ID OH0200112
Water SourcePurchased surface water from OTTAWA VILLAGE
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

Nearby Properties on Ethan Cir

Nearby Streets

Search Property Records by Address or Parcel Number