Marion County property record for 411 E Water St, Prospect, OH 43342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,660 sqft · built 1920 |
| Lot Size | 0.15 acres (6,556 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jun 2022) |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-001001.9300 |
| Primary APN | 27-001001.9300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| 2nd Floor Area | 616 sqft |
| Upper Floors Area | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Block |
| Year Built | Built 1920 |
|---|---|
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 6,556 sqft |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 411 E WATER ST |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAST & DAVIS LOT 244 PG 14 101 1.00 193.00 |
| Legal Subdivision | GAST & DAVIS ADD |
| Legal Lot Number | 244 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10500 |
411 E Water St is owned and occupied by an individual who bought it in June 2022.
Source: Marion County records, as of February 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 411 E WATER ST, PROSPECT, OH 43342-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on File |
| Deed Sale | Jun 21, 2022 · Amount on File |
| Prior Sale | May 20, 2015 · Amount on File |
| Deed Document Number | 0016230989 |
| Deed Book / Page | 1623 / 989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION OH |
| Recording Date | Jun 21, 2022 |
| Property Address | 411 E WATER ST, PROSPECT, OH 43342-9564 |
| Document Number | 0016230989 |
| Book / Page | 1623 / 989 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022-04492 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST OHIO TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 411 E WATER ST, PROSPECT, OH 43342-9564 |
| Document Number | 0202204493 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022-04493 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 411 E Water St was $2,061, up 2.8% from the year before.
Source: Marion County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,061.00 (+2.79%) | $51,430 (+23.45%) Land $8,280 Building $43,150 | $146,950 Land $23,660 Building $123,290 |
| 2024 | $2,005.00 (+0.91%) | $41,660 (-) Land $8,670 Building $32,990 | |
| 2023 | $1,987.00 (-0.3%) | $41,660 (-) Land $8,670 Building $32,990 | |
| 2022 | $1,993.00 | $41,660 Land $8,670 Building $32,990 | $119,030 Land $24,770 Building $94,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 411 E Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 411 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Bresco Broadband, Verizon.
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