504 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 504 E Water St, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,424 sqft · built 1895
Lot Size	0.182 acres (7,945 sqft)
Owner	Owner Name on Record
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-002001.4100`

Property Details

APN / Parcel Number

Primary APN	`27-002001.4100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
1st Floor Area	1,116 sqft
Upper Floors Area	308 sqft
Basement Area	654 sqft
Interior Walls	Block

Exterior

Year Built	Built 1895
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,945 sqft
Lot Width	50.3 ft Width
Garage Type	Detached
Garage Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	504 E WATER ST
City	PROSPECT
State	OH
Zip	43342-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAST & DAVIS LOT 211 PG 9 101 2.00 141.00
Legal Subdivision	GAST & DAVIS ADD
Legal Lot Number	211
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1028
Census Tract	10500

Owner

Source: Marion County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	504 E WATER ST, PROSPECT, OH 43342-9724
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FSLA
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit FIDELITY FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2008
Deed Sale	Jul 8, 2008
Prior Sale	May 5, 2008 · Amount on Record
Deed Document Number	0010580219
Deed Book / Page	001058 / 000219
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	504 E WATER ST, PROSPECT, OH 43342-9724
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015800548
Date	Aug 18, 2021
Book Page	1580/548
Instrument	2021-06555

Lender

Name	FIDELITY FSLA
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	504 E WATER ST, PROSPECT, OH 43342-9724
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017530249
Date	Sep 10, 2025
Book Page	1753/249
Instrument	2025-05696

Lender

Name	FIDELITY FSLA
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00 (+9.04%)	$45,990 (+31.03%) Land $9,290 Building $36,700	$131,400 (+31.02%) Land $26,540 Building $104,860
2024	$1,692.00 (+0.95%)	$35,100 (-) Land $9,740 Building $25,360
2023	$1,676.00 (-0.36%)	$35,100 (-) Land $9,740 Building $25,360
2022	$1,682.00	$35,100 Land $9,740 Building $25,360	$100,290 Land $27,830 Building $72,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Bresco Broadband, Verizon.

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