407 E Tomaras Ave, Savoy, IL 61874 Property Records

Champaign County property record for 407 E Tomaras Ave, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.188 acres (8,193 sqft)
Owner	2 Individual Names on File
Last Sale	$34,666 (Apr 2022)
Tax Bill	$5,439 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-36-428-005`

Property Details

APN / Parcel Number

Primary APN	`03-20-36-428-005`

Exterior

Lot Area	8,193 sqft (0.188 acres)

Location & Zoning

Street Address	407 E TOMARAS AVE
City	SAVOY
State	IL
Zip	61874-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 PRAIRIE FIELDS 1 SUB
Legal Range	08E
Legal Township	19N
Legal Section	36
Legal Subdivision	PRAIRIE FIELDS 1 SUB
Legal Lot Number	31
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1012
Census Tract	1400

Owner

407 E Tomaras Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 E TOMARAS AVE, SAVOY, IL 61874-9692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	20226818
Prior Transfer Date	Nov 2, 2007
Prior Transfer Doc	0000011713
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 19, 2022
Property Address	407 E TOMARAS AVE, SAVOY, IL 61874-9692
Document Number	0000006818
Map Reference	MB CC PG 140
Instrument Date	Mar 19, 2022
Instrument	2022R06818
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 E TOMARAS AVE, SAVOY, IL 61874-9692

Mortgage

Document Number	0000006819
Date	Apr 19, 2022
Instrument	2022R06819

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,090 Land $21,630 Building $68,460	$270,270 Land $64,890 Building $205,380
2024	$5,439.00
2022	$4,906.00 Homeowner's exemption	$68,920 Land $16,550 Building $52,370	$206,760 Land $49,650 Building $157,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E Tomaras Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Tomaras Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

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