411 E Main St, Peru, IN 46970 Property Records

Miami County property record for 411 E Main St, Peru, IN 46970 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jun 2023)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-80880-00`

Property Details

APN / Parcel Number

Primary APN	`021-80880-00`
Alternative APNs	`52-08-27-102-070.000-016` `00517112814`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Terrain	High
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00517112814
Street Address	411 E MAIN ST
City	PERU
State	IN
Zip	46970-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-80880-00 SMITHS 3RD ADD 33.8' E SD LOT 42 43 108 80000
Legal Subdivision	SMITHS THIRD ADDITION
Legal Lot Number	42
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2008
Census Tract	952400

Owner

Source: Miami County records · APN 021-80880-00

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 E MAIN ST, PERU, IN 46970-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage RUOFF MORTGAGE COMPANY INC
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Jun 26, 2023
Deed Document Number	2023522217
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 26, 2023
Property Address	411 E MAIN ST, PERU, IN 46970-2522
Document Number	20230522216
Instrument Date	Jun 23, 2023
Instrument	20230522216
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	20230522219
Date	Jun 26, 2023
Instrument	20230522219

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 26, 2023
Property Address	411 E MAIN ST, PERU, IN 46970-2522
Document Number	20230522217
Instrument Date	Jun 23, 2023
Instrument	20230522217
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230522218
Date	Jun 26, 2023
Instrument	20230522218

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (+23.91%) Homeowner's exemption	$122,800 (+33.33%) Land $3,600 Building $119,200	$122,800 (+33.33%) Land $3,600 Building $119,200
2024	$916.00 (-0.54%)
2023	$921.00 (-30.17%)	$92,100 (-) Land $3,600 Building $88,500	$92,100 (-) Land $3,600 Building $88,500
2022	$1,319.00	$92,100 Land $3,600 Building $88,500	$92,100 Land $3,600 Building $88,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 531 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Metronet Holdings, Good Connections. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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