405 E Main St, Peru, IN 46970 Property Records

Miami County property record for 405 E Main St, Peru, IN 46970 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,448 sqft · built 1920
Lot Size	0.115 acres (5,016 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2021)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-80806-00`

Property Details

APN / Parcel Number

Primary APN	`021-80806-00`
Alternative APNs	`52-08-27-102-016.000-016` `00584911877`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Attic	Attic
Attic Area	676 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1969
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,016 sqft (0.115 acres)
Lot Dimensions	132 ft deep x 38 ft wide
Terrain	High
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00584911877
Street Address	405 E MAIN ST
City	PERU
State	IN
Zip	46970-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-80806-00 SMITH 3RD AD LOT 10 & 5' VAC ALLEY 43 108 00600
Legal Subdivision	SMITHS 3RD ADD
Legal Lot Number	10
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2008
Census Tract	952400

Owner

Source: Miami County records · APN 021-80806-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 E MAIN ST, PERU, IN 46970-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOGANSPORT SAVINGS BANK
Nov 03, 2021	Warranty Deed, Transfer · Commercial Mortgage RUOFF MORTGAGE COMPANY INC
Sep 01, 2017	Warranty Deed, Transfer · Conventional Mortgage LOGANSPORT SAVINGS BANK
Jan 04, 2013	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST REPUBLIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2021 · Amount on Record
Deed Sale	Nov 03, 2021 · Amount on Record
Prior Sale	Sep 01, 2017 · Amount on Record
Deed Document Number	2021525404
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	20130520038
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	405 E MAIN ST, PERU, IN 46970-2522
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180521424
Date	Apr 11, 2018
Instrument	20180521424

Lender

Name	LOGANSPORT SAVINGS BANK
Type	Bank
Address	LOGANSPORT, IN 46947

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2033

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Nov 03, 2021
Property Address	405 E MAIN ST, PERU, IN 46970-2522
Document Number	20210525404
Instrument Date	Oct 27, 2021
Instrument	20210525404
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	20210525405
Date	Nov 03, 2021
Instrument	20210525405

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Sep 01, 2017
Property Address	405 E MAIN ST, PERU, IN 46970-2522
Document Number	20170523854
Instrument Date	Aug 24, 2017
Instrument	20170523854
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	20170523855
Date	Sep 01, 2017
Instrument	20170523855

Lender

Name	LOGANSPORT SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 01, 2018

January 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIAMI IN
Recording Date	Jan 04, 2013
Property Address	405 E MAIN ST, PERU, IN 46970-2522
Document Number	20130520038
Instrument Date	Dec 28, 2012
Instrument	20130520038
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MAIN ST, PERU, IN 46970-2522

Mortgage

Document Number	20130520039
Date	Jan 04, 2013
Instrument	20130520039

Lender

Name	FIRST REPUBLIC MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2043

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (+24.87%) Homeowner's exemption	$154,100 (+43.75%) Land $4,200 Building $149,900	$154,100 (+43.75%) Land $4,200 Building $149,900
2024	$1,134.00 (+5.78%)
2023	$1,072.00 (-4.03%)	$107,200 Land $4,200 Building $103,000	$107,200 Land $4,200 Building $103,000
2022	$1,117.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

405 E Main St, Peru, IN 46970 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2013: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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