Miami County property record for 401 E Main St, Peru, IN 46970 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,350 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $219,317 (2026) |
| Tax Bill | $2,258.00 (2025) |
Source: Miami County records · APN 021-80805-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 E MAIN ST, PERU, IN 46970-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage US BANK NA |
| Jul 01, 2016 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 01, 2006 | Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK |
| Jan 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 17, 2025 | Sheriff's Deed, Foreclosure · Line of Credit FIRST FARMERS BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Prior Sale | Mar 17, 2025 · Amount on Record |
| Deed Doc Number | 2026520188 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 401 E MAIN ST, PERU, IN 46970-2522 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Document Number | 20260520190 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 20260520190 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 9380 EXCELSIOR BLVD, HOPKINS, MN 55343 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 401 E MAIN ST, PERU, IN 46970-2522 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20160522807 |
|---|---|
| Date | Jul 01, 2016 |
| Instrument | 20160522807 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 467 Months |
| Due | Jun 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 401 E MAIN ST, PERU, IN 46970-2522 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20060524259 |
|---|---|
| Date | Sep 01, 2006 |
| Instrument | 20060524259 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Address | PERU, IN 46970 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI IN |
| Recording Date | Jan 15, 2026 |
| Property Address | 401 E MAIN ST, PERU, IN 46970-2522 |
| Document Number | 20260520188 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 20260520188 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E MAIN ST, PERU, IN 46970-2522 |
| Document Number | 20260520189 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 20260520189 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MIAMI IN |
| Recording Date | Mar 17, 2025 |
| Property Address | 401 E MAIN ST, PERU, IN 46970-2522 |
| Document Number | 20250521149 |
| Instrument Date | Feb 18, 2025 |
| Instrument | 20250521149 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 05, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 479 E 6TH ST, PERU, IN 46970-2504 |
| Document Number | 20250521305 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 20250521305 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 123 N JEFFERSON ST, CONVERSE, IN 46919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 27, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Miami County |
| County Subdivision | Peru Township |
| Municipality | Peru City |
| Unified School District | Peru Community Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,258.00 (-32.92%) | $111,400 (+35.03%) Land $3,600 Building $107,800 | $111,400 (+35.03%) Land $3,600 Building $107,800 |
| 2024 | $3,366.00 (+115.77%) | $82,500 (+5.77%) Land $3,600 Building $78,900 | $82,500 (+5.77%) Land $3,600 Building $78,900 |
| 2023 | $1,560.00 (+2,843.4%) | $78,000 Land $3,600 Building $74,400 | $78,000 Land $3,600 Building $74,400 |
| 2022 | $53.00 |
Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 021-80805-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,350 sqft Living Area |
| 1st Floor | 1,350 sqft 1st Floor |
| Basement Area | 730 sqft Basement |
| Unfinished Basement | 730 sqft Unfinished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 132 ft x 33 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Topography | High Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 02107839072 |
|---|---|
| Street Address | 401 E MAIN ST |
| City | PERU |
| State | IN |
| Zip | 46970-2522 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 021-80805-00 SMITHS 3RD ADD. W 1/2 LOT 10 43 108 00500 |
| Legal Subdivision | SMITHS 3RD ADD |
| Legal Lot Number | 10 |
| Jurisdiction | MIAMI IN |
| Minor Civil Division | PERU |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 952400 |
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