411 E Locust St, Waterville, WA 98858 Property Records

Douglas County property record for 411 E Locust St, Waterville, WA 98858

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,631 sqft · built 1890
Lot Size0.269 acres (11,761 sqft)
Owner2 Company Names on Record
Last Sale$390,000 (Nov 2021)
Tax Bill$2,287 (2023)
Deeds & MortgagesOct 2025 Mortgage
Feb 2022 Transfer
+ 3 more
APN11902701100

Property Details

APN / Parcel Number

Primary APN11902701100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,631 sqft Living Area
Gross Area1,871 sqft
Basement Area240 sqft
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialMetal
Lot Area11,761 sqft (0.269 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area336 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address411 E LOCUST ST
CityWATERVILLE
StateWA
Zip98858-5833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionLOTS 11 THRU 14; BLK. 27 KINCAID'S 1ST ADD
Legal Range90
Legal Township11
Legal Section27
Legal SubdivisionKINCAID'S FIRST ADDITION
Legal Block27
Legal Lot Number1,114 12
JurisdictionDOUGLAS WA
Township / Civil DivisionWATERVILLE
Census Block Group2
Census Block2048
Census Tract950200

Owner

Source: Douglas County records, as of May 16, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 158, WATERVILLE, WA 98858-1158
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 8, 2022Intrafamily Transfer, Transfer
Nov 24, 2021Warranty Deed, Transfer
CENTRAL WA TITLE SERVICES, CENTRAL WASHINGTON TTL SVCS
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Jun 13, 2018Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleNov 24, 2021 · Amount on Record
Deed SaleNov 24, 2021 · Amount on Record
Prior SaleNov 24, 2021 · Amount on Record
Deed Document Number0003250353
Last Transfer DateFeb 8, 2022
Transfer Doc0003252526
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS WA
Property Address411 E LOCUST ST, WATERVILLE, WA 98858-5833
Transaction TypeMortgage
Record UpdatedOct 22, 2025
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATL TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E LOCUST ST, WATERVILLE, WA 98858-5833

Mortgage

Document Number0003278140
DateOct 6, 2025
Instrument3278140
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDOUGLAS WA
Recording DateFeb 8, 2022
Property Address411 E LOCUST ST, WATERVILLE, WA 98858-5833
Document Number0003252526
Map ReferenceVOL A PG 20
Instrument DateFeb 3, 2022
Instrument3252526
Transaction TypeTransfer
Record UpdatedOct 30, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS WA
Recording DateNov 24, 2021
Property Address411 E LOCUST ST, WATERVILLE, WA 98858-5833
Document Number0003250353
Map ReferenceVOL A PG 20
Instrument DateNov 22, 2021
Instrument3250353
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyCENTRAL WA TITLE SERVICES, CENTRAL WASHINGTON TTL SVCS

Transaction

AmountAmount Recorded
Tax$6,245.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS WA
Property Address411 E LOCUST ST, WATERVILLE, WA 98858-5833
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCENTRAL WASHINGTON TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003223998
DateSep 25, 2019
Instrument3223998
Lender
NamePEOPLES BANK
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS WA
Recording DateJun 13, 2018
Property Address411 E LOCUST ST, WATERVILLE, WA 98858-5833
Document Number0003213296
Map ReferenceVOL A PG20
Instrument DateJun 12, 2018
Instrument3213296
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyPIONEER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,508.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E LOCUST ST, WATERVILLE, WA 98858-5833

Mortgage

Document Number0003213297
DateJun 13, 2018
Instrument3213297
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateWashington
CountyDouglas County
MunicipalityWaterville Town
Unified School DistrictWaterville School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,287.00 (-1.97%)$237,400 (+0.17%) Land $34,500 Building $202,900$237,400 (+0.17%) Land $34,500 Building $202,900
2022$2,333.00$237,000 Land $29,900 Building $207,100$237,000 Land $29,900 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 44% of Washington
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WATERVILLE
serves 1,140 people · EPA ID WA5393600
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
1,000 / 1,000
Native Network
DSL
1,000 / 1,000
Douglas County PUD
DSL
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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