405 E Locust St, Waterville, WA 98858 Property Records

Douglas County property record for 405 E Locust St, Waterville, WA 98858

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.75 ba · 2,488 sqft · built 1920
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Oct 2023)
Tax Bill$2,572 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Oct 2023 Second Mortgage
APN11-90-27-01800

Property Details

APN / Parcel Number

Primary APN11-90-27-01800
Alternative APN
  • 2522222300011900000000

Interior

Bedrooms5 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,488 sqft Living Area
Gross Area2,912 sqft
1st Floor Area1,472 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area424 sqft
Deck Area424 sqft
Patio Area424 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address405 E LOCUST ST
CityWATERVILLE
StateWA
Zip98858-5833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionLOT 18 THRU 20; BLK. 27; KINCAIDS 1ST ADD
Legal Range22
Legal Township25
Legal Section22
Legal Quarter23
Legal SubdivisionKINCAIDS 1ST ADD
Legal Block27
Legal Lot Number18-20
JurisdictionDOUGLAS WA
Township / Civil DivisionWATERVILLE
Census Block Group2
Census Block2048
Census Tract950200

Owner

Source: Douglas County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 E LOCUST ST, WATERVILLE, WA 98858-5833
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Warranty Deed, Transfer · Conventional Mortgage
UMPQUA BANK
Oct 19, 2023Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
UMPQUA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Deed Document Number20233264985
Prior Transfer DateSep 29, 2023
Prior Transfer Doc0003264984
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS WA
Recording DateOct 19, 2023
Property Address405 E LOCUST ST, WATERVILLE, WA 98858-5833
Document Number0003264985
Map ReferenceVOL C PG 88
Instrument DateOct 2, 2023
Instrument3264985
Transaction TypeTransfer
Record UpdatedNov 3, 2023
Title CompanyIGS TITLE LLC, FIG TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,485.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003264986
DateOct 19, 2023
Instrument3264986
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDOUGLAS WA
Recording DateOct 19, 2023
Property Address405 E LOCUST ST, WATERVILLE, WA 98858-5833
Document Number0003264984
Map ReferenceVOL C PG 88
Instrument DateSep 29, 2023
Instrument3264984
Transaction TypeTransfer
Record UpdatedNov 3, 2023
Title CompanyIGS TITLE LLC, FIG TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003264987
DateOct 19, 2023
Instrument3264987
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueOct 18, 2038

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyDouglas County
MunicipalityWaterville Town
Unified School DistrictWaterville School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,572.00 (-3.6%)$275,200 (-0.65%) Land $35,300 Building $239,900$275,200 (-0.65%) Land $35,300 Building $239,900
2023$2,668.00 (-0.74%)$277,000 (+1.43%) Land $29,400 Building $247,600$277,000 (+1.43%) Land $29,400 Building $247,600
2022$2,688.00$273,100 Land $25,500 Building $247,600$273,100 Land $25,500 Building $247,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 61% of Washington
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WATERVILLE
serves 1,140 people · EPA ID WA5393600
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
1,000 / 1,000
Douglas County PUD
DSL
1,000 / 1,000
Native Network
DSL
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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