Douglas County property record for 514 E Locust St, Waterville, WA 98858
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 2,767 sqft · built 1910 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $503,268 (Mar 2022) |
| Tax Bill | $4,084 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2022 Sale & Mortgage + 4 more |
| APN | 11-60-03-00104 |
| Primary APN | 11-60-03-00104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,767 sqft Living Area |
| Gross Area | 2,921 sqft |
| 1st Floor Area | 1,259 sqft |
| Basement Area | 888 sqft |
| Finished Basement | 888 sqft |
| Flooring | Covered |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 154 sqft |
| Patio Area | 410 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 514 E LOCUST ST |
|---|---|
| City | WATERVILLE |
| State | WA |
| Zip | 98858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | KELLOGGS 1ST ADD TO WATERVILLE |
| Legal Range | 22 |
| Legal Township | 25 |
| Legal Section | 22 |
| Legal Quarter | 13 |
| Legal Subdivision | KELLOGGS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | DOUGLAS WA |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 950200 |
Source: Douglas County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 514 E LOCUST ST, WATERVILLE, WA 98858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Mar 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage PENRITH HOME LOANS LLC |
| Oct 19, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Sep 13, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Dec 6, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Aug 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2022 · Amount on Record |
| Deed Sale | Mar 3, 2022 · Amount on Record |
| Prior Sale | Dec 6, 2018 · Amount on Record |
| Deed Document Number | 20223253183 |
| Prior Transfer Date | Oct 29, 2013 |
| Prior Transfer Doc | 0003174123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS WA |
| Recording Date | Apr 28, 2026 |
| Property Address | 514 E LOCUST ST, WATERVILLE, WA 98858 |
| Document Number | 0003282232 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20263282232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 514 E LOCUST ST, WATERVILLE, WA 98858 |
| Document Number | 0003282232, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20263282232 |
| Name | COLUMBIA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS WA |
| Recording Date | Mar 3, 2022 |
| Property Address | 514 E LOCUST ST, WATERVILLE, WA 98858 |
| Document Number | 0003253183 |
| Map Reference | VOL C PG 90 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 3253183 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | NORTH MERIDIAN TITLE AND ESCROW, NORTH MERIDIAN TTL ESCROW LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,805.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003253184 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 3253184 |
| Name | PENRITH HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS WA |
| Property Address | 514 E LOCUST ST, WATERVILLE, WA 98858 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003235600 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 3235600 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | EAST ANDOVER, ME 4226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS WA |
| Property Address | 514 E LOCUST ST, WATERVILLE, WA 98858 |
| Document Number | 0003223754 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | FIRST AMERICAN TITLE-WENATCHEE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 514 E LOCUST ST WATERVILLE WA 98858, WATERVILLE, WA 98858 |
| Document Number | 0003223754 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 3223754 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS WA |
| Recording Date | Dec 6, 2018 |
| Property Address | 514 E LOCUST ST, WATERVILLE, WA 98858 |
| Document Number | 0003217362 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 3217362 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,343.22 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 514 E LOCUST ST WATERVILLE WA 98858, WATERVILLE, WA 98858 |
| Document Number | 3217363 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 3217363 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS WA |
| Recording Date | Aug 21, 2018 |
| Property Address | 514 E LOCUST ST, WATERVILLE, WA 98858 |
| Document Number | 0003214965 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 3214965 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 415 WATERVILLE WA 988580415, WATERVILLE, WA 98858-0415 |
Source: Douglas County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Douglas County |
| Municipality | Waterville Town |
| Unified School District | Waterville School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $445,300 (+5.02%) Land $66,200 Building $379,100 | $445,300 (+5.02%) Land $66,200 Building $379,100 | |
| 2024 | $4,084.00 | ||
| 2023 | $4,084.00 (-0.41%) | $424,000 (+1.78%) Land $55,200 Building $368,800 | $424,000 (+1.78%) Land $55,200 Building $368,800 |
| 2022 | $4,101.00 | $416,600 Land $47,800 Building $368,800 | $416,600 Land $47,800 Building $368,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 55% of Washington |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WATERVILLE serves 1,140 people · EPA ID WA5393600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 1,000 / 1,000 |
| Douglas County PUD DSL | 1,000 / 1,000 |
| Native Network DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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