411 E Division St, Watertown, WI 53094 Property Records

Jefferson County property record for 411 E Division St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2026)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0412-005`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0412-005`
Alternative APN	`29127740001000`

Exterior

Lot Area	5,532 sqft (0.127 acres)

Location & Zoning

Street Address	411 E DIVISION ST
City	WATERTOWN
State	WI
Zip	53094-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 58. EX S100FT. EX E50FT.
Legal Range	15E
Legal Township	08N
Legal Section	04
Legal Subdivision	THE VILLAGE NOW CITY OF WATERTOWN
Legal Block	58
Legal Lot Number	3
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1001
Census Tract	100200

Owner

Source: Jefferson County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E DIVISION ST, WATERTOWN, WI 53094-3823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Affidavit, Transfer
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage THOMPSON KANE COMPANY LLC
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Deed Document Number	20261508469
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0001428752
Record Updated	Sep 20, 2026

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON WI
Recording Date	Jun 12, 2026
Property Address	411 E DIVISION ST, WATERTOWN, WI 53094-3823
Document Number	0001508468
Instrument Date	Jun 9, 2026
Instrument	20261508468
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 N 4TH ST, WATERTOWN, WI 53098-3215

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jun 12, 2026
Property Address	411 E DIVISION ST, WATERTOWN, WI 53094-3823
Document Number	0001508469
Instrument Date	Jun 9, 2026
Instrument	20261508469
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E DIVISION ST, WATERTOWN, WI 53094-3823

Mortgage

Document Number	0001508470,
Date	Jun 12, 2026
Instrument	20261508470

Lender

Name	THOMPSON KANE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jul 29, 2020
Property Address	411 E DIVISION ST, WATERTOWN, WI 53094-3823
Document Number	0001428752
Instrument Date	Jul 23, 2020
Instrument	1428752
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1306 S 3RD ST WATERTOWN WI 530946505, WATERTOWN, WI 53094-6505

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,780.00 (+17.2%)	$169,400 (+25.3%) Land $37,600 Building $131,800	$169,800
2023	$2,372.00	$135,200 Land $31,600 Building $103,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Netwurx.

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