221 E Division St, Watertown, WI 53094 Property Records

Jefferson County property record for 221 E Division St, Watertown, WI 53094

Property Summary

Property TypeSingle Family Home
Lot Size0.075 acres (3,267 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Sep 2024)
Tax Bill$3,426 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN291-0815-0412-015

Property Details

APN / Parcel Number

Primary APN291-0815-0412-015

Exterior

Lot Area3,267 sqft (0.075 acres)

Location & Zoning

Street Address221 E DIVISION ST
CityWATERTOWN
StateWI
Zip53094-3751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE1/2 LOT 2, BLK 53, OPES. EX S78FT.
Legal Range15E
Legal Township08N
Legal Section04
Legal QuarterNE
Quarter-Quarter SectionNW
Legal Block53
Legal Lot Number2
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERTOWN
Census Block Group3
Census Block3000
Census Tract100200

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address221 E DIVISION ST, WATERTOWN, WI 53094-3751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleNov 2, 2021 · Amount on Record
Deed Document Number1488236
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WI
Recording DateNov 2, 2021
Property Address221 E DIVISION ST, WATERTOWN, WI 53094-3751
Document Number0001454369
Instrument DateOct 15, 2021
Instrument1454369
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 E DIVISION ST, WATERTOWN, WI 53094-3751

Mortgage

Document Number0001454370
DateNov 2, 2021
Instrument1454370
Lender
NameCARDINAL FINANCIAL CO
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,426.00 (+16.45%) Homeowner's exemption$208,800 (+25.1%) Land $23,600 Building $185,200$209,200
2023$2,942.00$166,900 Land $19,700 Building $147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN WATERWORKS
serves 23,945 people · EPA ID WI1280044
Water SourceGroundwater
Last State InspectionSep 2025
Lead15 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Netwurx.

Nearby Properties on E Division St

Nearby Streets

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