337 Alabama Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 337 Alabama Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1958
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2023)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0396-00E0`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0396-00E0`
Alternative APNs	`2630010001039600E0` `79885`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,120 sqft
1st Floor Area	880 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	138 ft deep x 62.5 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	337 ALABAMA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LAKE SHORE PARK UNIT 1 PB 1 PG 366 BLK 396 LOT E
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	396
Legal Lot Number	E
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3023
Census Tract	43400

Owner

Source: Osceola County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	337 ALABAMA AVE, SAINT CLOUD, FL 34769-2642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · VA Mortgage SOUTH STATE BANK NA
Dec 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 18, 2019	Warranty Deed, Transfer · Closed-End Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Feb 18, 2019 · Amount on Record
Deed Document Number	202362845
Deed Book / Page	6408 / 1144
Last Transfer Date	Sep 2, 2024
Transfer Doc	0066780816
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 17, 2023
Property Address	337 ALABAMA AVE, SAINT CLOUD, FL 34769-2642
Document Number	0064081144
Book / Page	6408 / 1144
Map Reference	MB 1 PG 366
Instrument Date	May 17, 2023
Instrument	2023062845
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	337 ALABAMA AVE, SAINT CLOUD, FL 34769-2642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 ALABAMA AVE, SAINT CLOUD, FL 34769-2642

Mortgage

Document Number	0064081149
Date	May 17, 2023
Instrument	6408/1149

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 22, 2021
Property Address	337 ALABAMA AVE, SAINT CLOUD, FL 34769-2642
Document Number	0061141153
Book / Page	6114 / 1153
Map Reference	MB 1 PG 366
Instrument Date	Dec 15, 2021
Instrument	2021198075
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 ALABAMA AVE, SAINT CLOUD, FL 34769-2642

Mortgage

Document Number	0061141154
Date	Dec 22, 2021
Instrument	6114/1154

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 18, 2019
Property Address	337 ALABAMA AVE, SAINT CLOUD, FL 34769-2642
Document Number	0054782163
Book / Page	5478 / 2163
Map Reference	MB 1 PG 366
Instrument Date	Feb 15, 2019
Instrument	2019020745
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4225 PINE TREE DR, 4225, SAINT CLOUD, FL 34772-8583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 ALABAMA AVE, SAINT CLOUD, FL 34769-2126

Mortgage

Document Number	2019020746
Date	Feb 18, 2019
Instrument	2019020746

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00 (+26.33%)	$221,800 (+62.35%) Land $54,000 Building $167,800	$221,800 (+15.16%) Land $54,000 Building $167,800
2024	$3,145.00 (+84.89%)
2023	$1,701.00 (+4.29%) Homeowner's exemption	$136,620 (+3%)	$192,600 (+18.38%) Land $49,500 Building $143,100
2022	$1,631.00 Homeowner's exemption	$132,641	$162,700 Land $45,000 Building $117,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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