313 2nd St, Findlay, OH 45840 Property Records

Hancock County property record for 313 2nd St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,650 sqft · built 1915
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2018)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Apr 2023 Sale & Line of Credit May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-193-11-003.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-11-003.000`
Alternative APN	`590000280090`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
1st Floor Area	930 sqft
2nd Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	314 sqft
Deck Area	263 sqft
Patio Area	443 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 2ND ST
City	FINDLAY
State	OH
Zip	45840-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAWSON ADD LOT 1673-1676 E1/2 W1/2
Legal Subdivision	RAWSON ADD
Legal Lot Number	1673
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5002
Census Tract	800

Owner

Source: Hancock County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 2ND ST, FINDLAY, OH 45840-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Warranty Deed, Transfer · Line of Credit FIRST FEDERAL COMMUNITY BANK OF BUC
May 2, 2022	Quit Claim Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY
Nov 28, 2018	Survivorship Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Feb 27, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	20189804
Deed Book / Page	2548 / 2418
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 25, 2023
Property Address	313 2ND ST, FINDLAY, OH 45840-5047
Document Number	02602/2758
Book / Page	2602 / 2758
Instrument Date	Apr 21, 2023
Instrument	202300002570
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 2ND ST, FINDLAY, OH 45840-5047

Mortgage

Document Number	202300002571
Date	Apr 25, 2023
Instrument	202300002571

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	May 2, 2022
Property Address	313 2ND ST, FINDLAY, OH 45840-5047
Document Number	002594/147
Book / Page	2594 / 147
Instrument Date	Apr 16, 2022
Instrument	202200004061
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 2ND ST, FINDLAY, OH 45840-5047

November 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 28, 2018
Property Address	313 2ND ST, FINDLAY, OH 45840-5047
Document Number	02548/2418
Book / Page	2548 / 2418
Instrument Date	Nov 21, 2018
Instrument	201800009804
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MID AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 2ND ST, FINDLAY, OH 45840-5047

Mortgage

Document Number	201800009805
Date	Nov 28, 2018
Instrument	201800009805

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Change Frequency	2 Years

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 27, 2017
Property Address	313 2ND ST, FINDLAY, OH 45840-5047
Document Number	02514/2471
Book / Page	2514 / 2471
Instrument Date	Feb 24, 2017
Instrument	201700001723
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 2ND ST, FINDLAY, OH 45840-5047

Mortgage

Document Number	201700001724
Date	Feb 27, 2017
Instrument	201700001724

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+8.58%)	$69,360 (+25.99%) Land $8,730 Building $60,630	$198,170 (+25.99%) Land $24,950 Building $173,220
2023	$1,958.00 Homeowner's exemption	$55,050 Land $6,930 Building $48,120
2022			$157,290 Land $19,800 Building $137,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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