Hancock County property record for 404 2nd St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,414 sqft · built 2019 |
| Lot Size | 0.207 acres (9,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,650,000 (Aug 2019) |
| Tax Bill | $5,582 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-193-09-013.000 |
| Primary APN | 1011-193-09-013.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 1,730 sqft |
| 2nd Floor Area | 252 sqft |
| Basement Area | 1,730 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,004 sqft (0.207 acres) |
| Lot Dimensions | 50 ft deep x 20 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 2ND ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAGE & CARLIN ADD LOT 1572 E1/2 S1/2 S1/2 E80 N1/2 S1/2 |
| Legal Subdivision | GAGE & CARLIN ADD |
| Legal Lot Number | 1572 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 800 |
Source: Hancock County records · APN 1011-193-09-013.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3208 HEATHBROOK CT, FINDLAY, OH 45840-7909 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Aug 28, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE STATE BANK & TRUST CO |
| Aug 05, 2019 | Warranty Deed, Transfer FLAG CITY TITLE AGENCY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2019 · Amount on Record |
| Deed Sale | Aug 05, 2019 · Amount on Record |
| Prior Sale | Jul 27, 1982 · Amount on Record |
| Deed Document Number | 20196393 |
| Deed Book / Page | 2560 / 376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 404 2ND ST, FINDLAY, OH 45840-5050 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | MID-AMERICAN TITLE AGENCY INC, MID AMERICAN TITLE AGENCY IN |
| Name | Verified Name |
|---|
| Document Number | 02589/4206 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 2589/4206 |
| Instrument | 202100013969 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 404 2ND ST, FINDLAY, OH 45840-5050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2560/4757 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 2560/4757 |
| Instrument | 201900007243 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Aug 05, 2019 |
| Property Address | 404 2ND ST, FINDLAY, OH 45840-5050 |
| Document Number | 02560/0376 |
| Book / Page | 2560 / 0376 |
| Instrument Date | Aug 01, 2019 |
| Instrument | 201900006393 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3208 HEATHBROOK CT, FINDLAY, OH 45840-7909 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,582.00 (+11.89%) | $177,440 (+29.87%) Land $9,160 Building $168,280 | $506,950 (+29.86%) Land $26,160 Building $480,790 |
| 2023 | $4,989.00 | $136,630 Land $7,040 Building $129,590 | |
| 2022 | $390,370 Land $20,120 Building $370,250 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 30 (1981–2021) |
| Claims Outside the SFHA | 3 of 30 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Defiance Holdings Fixed Wireless | 200 / 50 |
| HDER Link Fixed Wireless | 100 / 100 |
May also be available: BCI Mississippi Broadband, Benton Ridge Telephone Company, T-Mobile USA.
Based on FCC filings for 455 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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