4109 Millstream Rd, Denver, NC 28037 Property Records

Lincoln County property record for 4109 Millstream Rd, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,907 sqft · built 2023
Lot Size0.178 acres (7,754 sqft)
OwnerCompany Name on Record
Last Sale$599,000 (Feb 2024)
Tax Bill$3,177 (2026)
Deeds & MortgagesOct 2025 Transfer
Feb 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4603-30-0881

Property Details

APN / Parcel Number

Primary APN4603-30-0881
Alternative APNs
  • 103122
  • 262292
  • 302323
  • 312870

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area2,907 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleCustom Design
Lot Area7,754 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number312870
Street Address4109 MILLSTREAM RD
CityDENVER
StateNC
Zip28037-0799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal Description#12 LT WILDBROOK PH 1A
Legal SubdivisionWILDBROOK SUBDIVISION PHASE 1A
Legal Lot Number12
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3025
Census Tract71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4109 MILLSTREAM RD, DENVER, NC 28037-0799
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Intrafamily Transfer, Transfer
Feb 14, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 31, 2023Warranty Deed, Transfer
INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2024 · Amount on Record
Deed SaleFeb 14, 2024 · Amount on Record
Prior SaleDec 9, 2022 · Amount on Record
Deed Document Number2024676999
Deed Book / Page3304 / 817
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN NC
Recording DateOct 3, 2025
Property Address4109 MILLSTREAM RD, DENVER, NC 28037-0799
Document Number0003444380
Book / Page3444 / 380
Map ReferenceMB 19 PG 31-36
Instrument DateSep 29, 2025
Instrument700226
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4109 MILLSTREAM RD, DENVER, NC 28037-0799

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 MILLSTREAM RD, DENVER, NC 28037-0799

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLINCOLN NC
Recording DateFeb 14, 2024
Property Address4109 MILLSTREAM RD, DENVER, NC 28037-0799
Document Number0003304817
Book / Page3304 / 817
Map ReferenceMB 19 PG 31-36
Instrument DateFeb 13, 2024
Instrument676999
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 29, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 MILLSTREAM RD, DENVER, NC 28037-0799

Mortgage

Document Number0000677000
DateFeb 14, 2024
Instrument677000
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2039

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateAug 31, 2023
Property Address4109 MILLSTREAM RD, DENVER, NC 28037-0799
Document Number0003273770
Book / Page3273 / 770
Map ReferenceMB 19 PG 31-36
Instrument DateAug 31, 2023
Instrument671411
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$636.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1 1220 ELM LANE, CHARLOTTE, NC 28277

Transferred To (Grantee/Buyer)

NameVerified Name
Address11220 ELM LN, CHARLOTTE, NC 28277-0715
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,177.00$502,939 (-) Land $62,000 Building $440,939$502,939 (-) Land $62,000 Building $440,939
2025$3,177.00 (+959%)$502,939 (+905.88%) Land $62,000 Building $440,939$502,939 (+905.88%) Land $62,000 Building $440,939
2023$300.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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