4105 Millstream Rd, Denver, NC 28037 Property Records

Lincoln County property record for 4105 Millstream Rd, Denver, NC 28037 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2021
Square Footage3,267 sqft Living Area
Lot Size8,233 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$692,000 (2024)
Tax Bill$3,403.00 (2025)

Owner

Source: Lincoln County records · APN 4603-30-0867

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address4105 MILLSTREAM RD, DENVER, NC 28037-0799
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Oct 03, 2025Intrafamily Transfer, Transfer
Feb 28, 2022Warranty Deed, Transfer · Commercial Mortgage
COGENT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2024 · Amount on Record
Deed SaleMay 06, 2024 · Amount on Record
Deed Doc Number2024680081
Deed Book / Page3322 / 777
Last Transfer DateOct 01, 2025
Transfer Doc0003444382
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address4105 MILLSTREAM RD, DENVER, NC 28037-0799
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4105 MILLSTREAM RD, DENVER, NC 28037-0799

Mortgage

Document Number0003483635
DateMar 09, 2026
Book Page3483/635
Instrument706419
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2041

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN NC
Recording DateOct 03, 2025
Property Address4105 MILLSTREAM RD, DENVER, NC 28037-0799
Document Number0003444382
Book / Page3444 / 382
Map ReferenceMB 19 PG 31-36
Instrument DateOct 01, 2025
Instrument700227
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4105 MILLSTREAM RD, DENVER, NC 28037-0799

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4105 MILLSTREAM RD, DENVER, NC 28037-0799

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateFeb 28, 2022
Property Address4105 MILLSTREAM RD, DENVER, NC 28037-0799
Document Number0003140711
Book / Page3140 / 711
Instrument DateFeb 28, 2022
Instrument648165
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyINVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$2,134.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address11220 ELM LN STE 107, 107, CHARLOTTE, NC 28277-0716

Transferred To (Grantee/Buyer)

NameVerified Name
Address11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455
InvestorPossibly a Property Investor

Mortgage

Document Number0003140714
DateFeb 28, 2022
Book Page3140/714
Instrument648166
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeCommercial Mortgage

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,403.00 (+1.01%)$540,330 (-) Land $62,000 Building $478,330$540,330 (-) Land $62,000 Building $478,330
2023$3,369.00$540,330 Land $62,000 Building $478,330$540,330 Land $62,000 Building $478,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN4603-30-0867
Alternative APNs
  • 103121
  • 279209
  • 303873

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms12 Rooms
Building Area3,267 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design Style
Lot Area8,233 sqft (0.189 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number303873
Street Address4105 MILLSTREAM RD
CityDENVER
StateNC
Zip28037-0799
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#11 LT WILDBROOK PH 1A
Legal SubdivisionWILDBROOK SUBDIVISION PHASE 1A
Legal Lot Number11
JurisdictionLINCOLN NC
Minor Civil DivisionCATAWBA SPRINGS
Census Blockgroup3
Census Block3025
Census Tract71101

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