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4108 Millstream Rd, Denver, NC 28037 Property Records

Lincoln County property record for 4108 Millstream Rd, Denver, NC 28037 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,577 sqft · built 2022
Lot Size0.201 acres (8,756 sqft)
OwnerIndividual Name on File
Last Sale$652,500 (Jan 2023)
Tax Bill$3,267 (2023)
Deeds & MortgagesJan 2023 Sale & Mortgage
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN4603-20-9706

Property Details

APN / Parcel Number

Primary APN4603-20-9706
Alternative APNs
  • 103566
  • 279209
  • 295085

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Stories3 Stories
Building Area3,577 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Architectural StyleCustom Design
Lot Area8,756 sqft (0.201 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number295085
Street Address4108 MILLSTREAM RD
CityDENVER
StateNC
Zip28037-0799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#150 LT WILDBROOK PH 1B
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3025
Census Tract71101

Owner

Source: Lincoln County records · APN 4603-20-9706

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4108 MILLSTREAM RD, DENVER, NC 28037-0799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
May 13, 2022Warranty Deed, Transfer
INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2023 · Amount on Record
Deed SaleJan 20, 2023 · Amount on Record
Prior SaleMay 13, 2022 · Amount on Record
Deed Document Number0003224316
Deed Book / Page3224 / 316
Record UpdatedJun 07, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLINCOLN NC
Recording DateJan 20, 2023
Property Address4108 MILLSTREAM RD, DENVER, NC 28037-0799
Document Number0003224316
Book / Page3224 / 316
Map ReferenceMB 20 PG 43-45
Instrument DateJan 19, 2023
Instrument662668
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,305.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455

Transferred To (Grantee/Buyer)

NameVerified Name
Address4108 MILLSTREAM RD, DENVER, NC 28037-0799
InvestorPossibly a Property Investor

Mortgage

Document Number0000662669
DateJan 20, 2023
Instrument662669
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateMay 13, 2022
Property Address4108 MILLSTREAM RD, DENVER, NC 28037-0799
Document Number0003164759
Book / Page3164 / 759
Instrument DateMay 11, 2022
Instrument652204
Transaction TypeTransfer
Record UpdatedNov 20, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$1,174.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address11220 ELM LN STE 107, 107, CHARLOTTE, NC 28277-0716

Transferred To (Grantee/Buyer)

NameVerified Name
Address11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,267.00$523,293 Land $62,000 Building $461,293$523,293 Land $62,000 Building $461,293

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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