Hamilton County property record for 4109 Harding Ave, Cincinnati, OH 45211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,044 sqft · built 1924 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,571 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 551-0007-0096-00 |
| Primary APN | 551-0007-0096-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 1,044 sqft |
| Year Built | Built 1924 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 104 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 4109 HARDING AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45211-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4109 HARDING AVE 50 X 150LOT 87 BENSON-RYBOLTS SUB |
| Legal Subdivision | BENSON-RYBOLTS SUB |
| Legal Lot Number | 87 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CHEVIOT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20901 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4109 HARDING AVE, CINCINNATI, OH 45211-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 1977 |
| Deed Sale | May 6, 1977 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cheviot City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,571.00 (+2.48%) Homeowner's exemption | $35,410 (-) Land $8,575 Building $26,835 | |
| 2024 | $1,533.00 (-5.08%) Homeowner's exemption | $35,410 (-) Land $8,575 Building $26,835 | |
| 2023 | $1,615.00 (+33.25%) Homeowner's exemption | $35,410 (+37.1%) Land $8,575 Building $26,835 | $101,170 (+37.11%) Land $24,500 Building $76,670 |
| 2022 | $1,212.00 Homeowner's exemption | $25,827 Land $8,110 Building $17,717 | |
| 2020 | $73,790 Land $23,170 Building $50,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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