4117 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4117 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,141 sqft · built 1924
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Aug 2018)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-0007-0094-00`

Property Details

APN / Parcel Number

Primary APN	`551-0007-0094-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,141 sqft Living Area
Gross Area	1,739 sqft
1st Floor Area	663 sqft
2nd Floor Area	478 sqft
Upper Floors Area	478 sqft
Basement Area	598 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	161 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4117 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4117 HARDING AVE 50 X 150LOT 85 BENSON & RYBOLTS SUB
Legal Subdivision	BENSON & RYBOLTS SUB
Legal Lot Number	85
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2005
Census Tract	20901

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4117 HARDING AVE, CINCINNATI, OH 45211-4655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 9, 2018	Warranty Deed, Transfer · FHA Mortgage CINCINNATI FED'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	201869630
Deed Book / Page	13728 / 275
Prior Transfer Date	Nov 15, 2011
Prior Transfer Doc	0000000497
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4117 HARDING AVE, CINCINNATI, OH 45211-4655
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4117 HARDING AVE, CINCINNATI, OH 45211-4655

Mortgage

Document Number	0000020921
Date	Feb 25, 2022
Book Page	14612/2394
Instrument	2022-0020921

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Aug 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 9, 2018
Property Address	4117 HARDING AVE, CINCINNATI, OH 45211-4655
Document Number	0000069630
Book / Page	013728 / 000275
Instrument Date	Jul 27, 2018
Instrument	69630
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4117 HARDING AVE CINCINNATI OH 452114655, CINCINNATI, OH 45211-4655

Mortgage

Document Number	69631
Date	Aug 9, 2018
Book Page	013728/000277
Instrument	69631

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 95297

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,523.00 (+0.12%)	$39,410 (-) Land $8,575 Building $30,835	$112,600 (-) Land $24,500 Building $88,100
2024	$2,520.00 (-0.16%)	$39,410 (-) Land $8,575 Building $30,835
2023	$2,524.00 (+9.69%)	$39,410 (+26.51%) Land $8,575 Building $30,835	$112,600 (+26.52%) Land $24,500 Building $88,100
2022	$2,301.00	$31,151 Land $8,110 Building $23,041
2020			$89,000 Land $23,170 Building $65,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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