Hamilton County property record for 4101 Harding Ave, Cincinnati, OH 45211
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,798 sqft · built 1937 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,500 (Jul 2020) |
| Tax Bill | $4,067 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551-0007-0099-00 |
| Primary APN | 551-0007-0099-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| 1st Floor Area | 899 sqft |
| 2nd Floor Area | 899 sqft |
| Basement Area | 899 sqft |
| Year Built | Built 1937 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4101 HARDING AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45211-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARDING AVE 50 X 150 LOT 90 BENSON & RYBOLTS SUB |
| Legal Subdivision | BENSON & RYBOLTS SUB |
| Legal Lot Number | 90 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CHEVIOT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20901 |
Source: Hamilton County records · APN 551-0007-0099-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4101 HARDING AVE, CINCINNATI, OH 45211-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Apr 21, 2010 · Amount on Record |
| Deed Document Number | 0000070098 |
| Deed Book / Page | 014213 / 003084 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4101 HARDING AVE, CINCINNATI, OH 45211-4655 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4101 HARDING AVE, CINCINNATI, OH 45211-4655 |
| Document Number | 0000083924 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 15051/403 |
| Instrument | 2023-0083924 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 20, 2020 |
| Property Address | 4101 HARDING AVE, CINCINNATI, OH 45211-4655 |
| Document Number | 0000070098 |
| Book / Page | 014213 / 003084 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 70098 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4101 HARDING AVE CINCINNATI OH 452114655, CINCINNATI, OH 45211-4655 |
| Document Number | 70099 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 014213/003086 |
| Instrument | 70099 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cheviot City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,067.00 (+0.15%) | $63,525 (-) Land $8,575 Building $54,950 | |
| 2024 | $4,061.00 (-0.17%) | $63,525 (-) Land $8,575 Building $54,950 | |
| 2023 | $4,068.00 (+30.22%) | $63,525 (+50.2%) Land $8,575 Building $54,950 | $181,500 (+50.2%) Land $24,500 Building $157,000 |
| 2022 | $3,124.00 | $42,295 Land $8,110 Building $34,185 | |
| 2020 | $120,840 Land $23,170 Building $97,670 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 782 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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