4109 Harbor Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4109 Harbor Rd, Orange Beach, AL 36561 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2015
Square Footage	2,434 sqft Heated Area
Lot Size	6,875 sqft (0.157 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$1,908.00 (2025)

Owner

Source: Baldwin County records · APN 65-02-04-4-001-032

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4109 HARBOR RD, ORANGE BEACH, AL 36561-3579
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2012
Deed Sale	Dec 06, 2012
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Doc Number	20121371788
Record Refreshed	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	4109 HARBOR RD, ORANGE BEACH, AL 36561-3579
Document Number	0001736881
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4109 HARBOR RD ORANGE BEACH AL 365613579, ORANGE BEACH, AL 36561-3579

Mortgage

Document Number	0001736881
Date	Jan 02, 2019
Instrument	1736881

Lender

Name	ALABAMA CU
Type	Credit Union
Address	TUSCALOOSA, AL 35401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2034

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,908.00 (-19.73%)	$76,200 (-) Land $21,380 Building $54,820	$857,600 (+12.56%) Land $281,800 Building $575,800
2023	$2,377.00 (+21.59%) Homeowner's exemption	$76,200 (+20.91%)	$761,900 (+20.9%) Land $213,800 Building $548,100
2022	$1,955.00 (+53.69%) Homeowner's exemption	$63,020	$630,200 Land $167,200 Building $463,000
2021	$1,272.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`65-02-04-4-001-032`
Alternative APNs	`114319` `231729`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,434 sqft Heated Area
1st Floor	1,694 sqft 1st Floor
Upper Floors	1,480 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,875 sqft (0.157 acres)
Depth X Width	125 ft x 55 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	231729
Street Address	4109 HARBOR RD
City	ORANGE BEACH
State	AL
Zip	36561-3579
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	55' X 125' IRR LOT 35 TERRY COVE HARBOR SUB SLIDE 1365-A THRU 1366-B CIT OF ORANGE BEACH SEC 4-T9S-R5E (WD/SURVIVORSHIP)
Legal Subdivision	TERRY COVE HARBOR
Legal Lot Number	35
Jurisdiction	BALDWIN AL
Minor Civil Division	FOLEY
Census Blockgroup	1
Census Block	1015
Census Tract	11414