Baldwin County property record for 4113 Harbor Rd, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,994 sqft · built 1994 |
| Lot Size | 0.35 acres (15,270 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $825,500 (Oct 2026) |
| Tax Bill | $2,641 (2026) |
| Deeds & Mortgages | Oct 2026 Sale Sep 2024 Line of Credit + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 65-02-04-4-001-034 |
| Primary APN | 65-02-04-4-001-034 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,994 sqft Heated Area |
| 1st Floor Area | 1,994 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,270 sqft (0.35 acres) |
| Lot Dimensions | 150 ft deep x 101 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 540849 |
|---|---|
| Street Address | 4113 HARBOR RD |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-3579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 TERRY COVE HARBOR SUB SLIDE 1365-A-1367-A |
| Legal Subdivision | TERRY COVE HARBOR |
| Legal Lot Number | 37 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11414 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 7, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 27, 2024 | Deed of Trust, Mortgage · Line of Credit BRYANT BANK |
| Sep 23, 2024 | Deed of Trust, Mortgage · Line of Credit BRYANT BANK |
| Dec 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRSTTRUST HOME LOANS INC |
| Aug 24, 2022 | Warranty Deed, Transfer |
| Oct 5, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2026 · Amount on Record |
| Deed Sale | Oct 7, 2026 · Amount on Record |
| Prior Sale | Dec 29, 2023 · Amount on Record |
| Deed Document Number | 20262282048 |
| Prior Transfer Date | Oct 16, 2020 |
| Prior Transfer Doc | 0001948927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 7, 2026 |
| Property Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0002282048 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 20262282048 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $83,375.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0002149154 |
|---|---|
| Date | Sep 27, 2024 |
| Instrument | 2149154 |
| Name | BRYANT BANK |
|---|---|
| Type | Bank |
| Address | ITMANN, WV 24847 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0002147683 |
|---|---|
| Date | Sep 23, 2024 |
| Instrument | 2147683 |
| Name | BRYANT BANK |
|---|---|
| Type | Bank |
| Address | ITMANN, WV 24847 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 29, 2023 |
| Property Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0002101690 |
| Map Reference | SL 1365-A |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2101690 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7333 ANCEL DR, ALMA, MI 48801-8501 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6030 CARLATUN ST, WESTERVILLE, OH 43081-8091 |
| Document Number | 0002101691 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 2101691 |
| Name | FIRSTTRUST HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 24, 2022 |
| Property Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0002019703 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2019703 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4610 WHITE AVE APT 403, 403, ORANGE BEACH, AL 36561-4306 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 7333 ANCEL DR, ALMA, MI 48801-8501 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 5, 2021 |
| Property Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0001948927 |
| Map Reference | SL 1365A&B |
| Instrument Date | Oct 16, 2020 |
| Instrument | 1948927 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 168 APPOMATOX DR, DAPHNE, AL 36526-9738 |
| Name | Verified Name |
|---|---|
| Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 29, 2017 |
| Property Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0001652827 |
| Map Reference | SL1365-A&B |
| Instrument Date | Aug 25, 2017 |
| Instrument | 1652827 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $21.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16990 PERDIDO KEY DR, 16990, PENSACOLA, FL 32507-9343 |
| Name | Verified Name |
|---|---|
| Address | 4113 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0001652828 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 1652828 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,641.00 (+0.08%) | ||
| 2025 | $2,639.00 (-32.4%) | $82,480 (-32.4%) Land $28,180 Building $54,300 | $824,700 (+35.17%) Land $281,800 Building $542,900 |
| 2023 | $3,904.00 (+151.38%) Homeowner's exemption | $122,020 (+141.91%) | $610,100 (+20.98%) Land $213,800 Building $396,300 |
| 2022 | $1,553.00 (+22.57%) Homeowner's exemption | $50,440 | $504,300 Land $167,200 Building $337,100 |
| 2021 | $1,267.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 296 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,104 units insured incl. 808 condo units |
| Nearby Flood Claims | 159 (1995–2020) |
| Claims Outside the SFHA | 6 of 159 |
| Most Recent Claim | Oct 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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