4103 Harbor Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4103 Harbor Rd, Orange Beach, AL 36561 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1994
Square Footage	1,680 sqft Heated Area
Lot Size	9,000 sqft (0.207 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$1,505.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`65-02-04-4-001-029`
Alternative APNs	`114354` `044264` `44264`

Interior

Full Baths	1 Baths
Building Area	1,680 sqft Heated Area
1st Floor	1,680 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	9,000 sqft (0.207 acres)
Depth X Width	150 ft x 60 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	44264
Street Address	4103 HARBOR RD
City	ORANGE BEACH
State	AL
Zip	36561-3579
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	60' X 150' LOT 33 TERRY COVE HARBOR SUB SLIDE 1365A-1367A CITY OF ORANGE BEACH SEC 4-T9S-R5E (WD - SURVIVORSHIP)
Legal Subdivision	TERRY COVE HARBOR
Legal Lot Number	33
Jurisdiction	BALDWIN AL
Minor Civil Division	FOLEY
Census Blockgroup	1
Census Block	1023
Census Tract	11414

Owner

Source: Baldwin County records · APN 65-02-04-4-001-029

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4103 HARBOR RD, ORANGE BEACH, AL 36561-3579
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Jul 21, 2026
Property Address	4103 HARBOR RD, ORANGE BEACH, AL 36561-3579
Document Number	0002267276
Instrument Date	Jul 10, 2026
Instrument	20262267276
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 HARBOR RD, ORANGE BEACH, AL 36561-3579
Investor	Possibly a Property Investor

Mortgage

Document Number	0002267276,
Date	Jul 21, 2026
Instrument	20262267276

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 05, 2041

Interest

Rate	5.84%
Max Rate	-1%

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (+10.5%)	$60,420 (+10.22%) Land $26,020 Building $34,400	$654,400 (+19.42%) Land $281,800 Building $372,600
2023	$1,362.00 (+22.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$54,820 (+21.98%)	$548,000 (+21.97%) Land $213,800 Building $334,200
2022	$1,110.00 (+17.71%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$44,940	$449,300 Land $167,200 Building $282,100
2021	$943.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.