4104 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4104 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,266 sqft · built 1957
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (May 2023)
Tax Bill	$4,746 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01313147`

Property Details

APN / Parcel Number

Primary APN	`13-01313147`
Alternative APN	`01313147`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,350 sqft (0.169 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01313147
Street Address	4104 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 2
Legal Subdivision	GARRETT FOREST
Legal Block	Q
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4002
Census Tract	703501

Owner

4104 Ferrara Dr is owned and occupied by an individual who acquired it in March 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4104 FERRARA DR, SILVER SPRING, MD 20906-4713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
May 19, 2023	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on File
Deed Sale	May 19, 2023 · Amount on File
Prior Sale	Jul 2, 1993 · Amount on File
Deed Book / Page	67017 / 177
Last Transfer Date	Mar 16, 2026
Transfer Doc	7032000168
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 3, 2026
Property Address	4104 FERRARA DR, SILVER SPRING, MD 20906-4713
Document Number	7032000168
Book / Page	70324 / 168
Instrument Date	Mar 16, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE TOWN SETTLEMENTS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4104 FERRARA DR, SILVER SPRING, MD 20906-4713

Mortgage

Document Number	7032000174,
Date	Apr 3, 2026
Book Page	70324/174

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 19, 2023
Property Address	4104 FERRARA DR, SILVER SPRING, MD 20906-4713
Document Number	0670170177
Book / Page	67017 / 177
Map Reference	MB 48 PL 3695
Instrument Date	May 18, 2023
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4104 FERRARA DR, SILVER SPRING, MD 20906-4713

Mortgage

Document Number	0067017184
Date	May 19, 2023
Instrument	67017/184

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4104 Ferrara Dr was $4,746, down 8.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,667 (+3.32%)	$428,000 (-) Land $184,300 Building $243,700
2025	$4,746.00 (-8.68%)	$401,333	$428,000 Land $184,300 Building $243,700
2024	$5,197.00
2023		$388,000 Land $184,300 Building $203,700	$388,000 Land $184,300 Building $203,700
2022	$4,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4104 Ferrara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4104 Ferrara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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