McLennan County property record for 4109 Cobbs Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 868 sqft · built 1952 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,023 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-020401-000100-5 |
| Primary APN | 48-020401-000100-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 868 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Flooring | Carpet |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4109 COBBS DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | GREEN HILL LOT 1 BLOCK 1 ACRES .1928 |
| Legal Subdivision | GREEN HILL |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2600 |
4109 Cobbs Dr is owned by a company that acquired it in May 2008.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 804 CROSSBOW CIR, WOODWAY, TX 76712-3404 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2008 |
| Deed Sale | May 1, 2008 |
| Deed Document Number | 200813962 |
| Prior Transfer Date | Apr 24, 2008 |
| Prior Transfer Doc | 0000017675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4109 COBBS DR, WACO, TX 76710-3001 |
| Document Number | 0000009851 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 804 CROSSBOW CIR WACO TX 767123404, WACO, TX 76712-3404 |
| Document Number | 0000009851 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 9851 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Term | 60 Months |
|---|---|
| Due | Mar 23, 2025 |
The 2025 property tax bill for 4109 Cobbs Dr was $2,023, up 19.6% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,566 (+17.3%) Land $21,336 Building $84,230 | $105,566 (-2.17%) Land $21,336 Building $84,230 | |
| 2025 | $2,023.00 (+19.63%) | $90,000 Land $19,400 Building $88,510 | $107,910 Land $19,400 Building $88,510 |
| 2024 | $1,691.00 | ||
| 2023 | $75,000 Land $19,400 Building $55,600 | $75,000 Land $19,400 Building $55,600 | |
| 2022 | $1,681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4109 Cobbs Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4109 Cobbs Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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