4005 Cobbs Dr, Waco, TX 76708 Property Records

McLennan County property record for 4005 Cobbs Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 1953
Lot Size	0.206 acres (8,978 sqft)
Owner	Individual Name on Record
Tax Bill	$5,069 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480200020033002`

Property Details

APN / Parcel Number

Primary APN	`480200020033002`
Alternative APNs	`4802000200330020111` `174953`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
Gross Area	1,578 sqft
1st Floor Area	1,318 sqft
Flooring	Carpet

Exterior

Year Built	Built 1953
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,978 sqft (0.206 acres)
Lot Dimensions	134 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	260 sqft
Driveway	Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	192 sqft
Fence	Fence
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	174953
Old Parcel Number	4802000200330020111
Street Address	4005 COBBS DR
City	WACO
State	TX
Zip	76708-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	GLENDALE LOT 9 BLOCK B ACRES .2061
Legal Subdivision	GLENDALE
Legal Block	B
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1020
Census Tract	2600

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4005 COBBS DR, WACO, TX 76708-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Feb 23, 2022	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023
Deed Sale	Sep 20, 2023
Prior Sale	Feb 23, 2022
Deed Document Number	2023029872
Record Updated	Jun 7, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 20, 2023
Property Address	4005 COBBS DR, WACO, TX 76708-3015
Document Number	0000029872
Map Reference	VOL 717 PG 308
Instrument Date	Jul 31, 2023
Instrument	2023029872
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 COBBS DR, WACO, TX 76708-3015

Mortgage

Document Number	0000029873
Date	Sep 20, 2023
Instrument	2023029873

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2053

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 23, 2022
Property Address	4005 COBBS DR, WACO, TX 76708-3015
Document Number	0000007201
Map Reference	MB 717 PG 308
Instrument Date	Feb 17, 2022
Instrument	2022007201
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 COBBS DR, WACO, TX 76708-3015

Mortgage

Document Number	0000007202
Date	Feb 23, 2022
Instrument	2022007202

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 12, 2021
Property Address	4005 COBBS DR, WACO, TX 76708-3015
Document Number	0000027228
Map Reference	VOL 717 PG 308
Instrument Date	Jul 9, 2021
Instrument	2021027228
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15609 VISTA GRANDE, HELOTES, TX 78023-3810

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,360 (+4.91%) Land $20,470 Building $207,890	$228,360 (+4.91%) Land $20,470 Building $207,890
2024	$5,069.00 (+50.28%)
2023		$217,680 Land $20,470 Building $197,210	$217,680 Land $20,470 Building $197,210
2022	$3,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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