4009 Cobbs Dr, Waco, TX 76708 Property Records

McLennan County property record for 4009 Cobbs Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1955
Lot Size	0.18 acres (7,828 sqft)
Owner	2 Individual Names on File
Last Sale	$200,990 (Dec 2022)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-020002-003400-9`

Property Details

APN / Parcel Number

Primary APN	`48-020002-003400-9`
Alternative APNs	`4802000200340090111` `174954`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,564 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,828 sqft (0.18 acres)
Garage Type	Attached
Garage Area	220 sqft
Driveway	Concrete Driveway
Driveway Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4009 COBBS DR
City	WACO
State	TX
Zip	76708-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	GLENDALE LOT 10 BLOCK B ACRES .1797
Legal Subdivision	GLENDALE
Legal Block	B
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1020
Census Tract	2600

Owner

4009 Cobbs Dr is owned and occupied by two individuals who bought it in December 2022.

Source: McLennan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4009 COBBS DR, WACO, TX 76708-3015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON HOME LOANS INC
Sep 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Prior Sale	Sep 1, 2020 · Amount on File
Deed Document Number	202246030
Record Updated	Oct 29, 2026

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 2, 2022
Property Address	4009 COBBS DR, WACO, TX 76708-3015
Document Number	0000046030
Map Reference	VOL 717 PG 308
Instrument Date	Dec 2, 2022
Instrument	2022046030
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4009 COBBS DR, WACO, TX 76708-3015

Mortgage

Document Number	0000046031
Date	Dec 2, 2022
Instrument	2022046031

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4009 COBBS DR, WACO, TX 76708-3015
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	NOT AVAILABLE, AGT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000247
Date	Jan 3, 2022
Instrument	2022000247

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 1, 2020
Property Address	4009 COBBS DR, WACO, TX 76708-3015
Document Number	0000030460
Map Reference	VOL 717 PG 308
Instrument Date	Aug 21, 2020
Instrument	2020030460
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4009 COBBS DR, WACO, TX 76708-3015

Mortgage

Document Number	0000030461
Date	Sep 1, 2020
Instrument	2020030461

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4009 Cobbs Dr was $3,347 with a homeowner's exemption, down 9.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,822 (-3.22%) Land $20,274 Building $206,548	$226,822 (-3.22%) Land $20,274 Building $206,548
2025	$3,347.00 (-9.15%) Homeowner's exemption	$234,360 Land $18,470 Building $215,890	$234,360 Land $18,470 Building $215,890
2024	$3,684.00
2023		$221,100 Land $18,470 Building $202,630	$221,100 Land $18,470 Building $202,630
2022	$3,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4009 Cobbs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4009 Cobbs Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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