4102 109th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 4102 109th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,908 sqft · built 2014
Lot Size0.279 acres (12,165 sqft)
OwnerIndividual Name on Record
Tax Bill$13,309 (2025)
Deeds & MortgagesJul 2022 Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR312885

Property Details

APN / Parcel Number

Primary APNR312885

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,908 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,165 sqft (0.279 acres)
Garage Area800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4102 109TH ST
CityLUBBOCK
StateTX
Zip79423-0882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORCHARD PARK L 21
Legal SubdivisionORCHARD PARK
Legal Lot Number210
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2000
Census Tract10510

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4102 109TH ST, LUBBOCK, TX 79423-0882
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Vendor's Lien, Transfer · Conventional Mortgage
CERTIFIED FUNDING LP
Aug 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
TEXAS TECH FCU
Jan 25, 2021Deed of Trust, Construction Loan · Construction Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2022
Deed SaleJul 14, 2022
Prior SaleOct 1, 2014
Deed Document Number2022034040
Record UpdatedJun 8, 2026

July 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJul 14, 2022
Property Address4102 109TH ST, LUBBOCK, TX 79423-0882
Document Number0000034040
Map ReferenceDOC 2007035702
Instrument DateJul 12, 2022
Instrument2022034040
Transaction TypeTransfer
Record UpdatedJul 20, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10804 ANWOOD AVENUE, 10804, LUBBOCK, TX 79423

Transferred To (Grantee/Buyer)

NameVerified Name
Address4102 109TH ST, LUBBOCK, TX 79423-0882

Mortgage

Document Number0000034041
DateJul 14, 2022
Instrument2022034041
Lender
NameCERTIFIED FUNDING LP
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Mortgage

Document Number0000034042
DateJul 14, 2022
Instrument2022034042
Lender
NameCERTIFIED FUNDING LP
TypeLending Institution
AddressDALLAS, TX 75252
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueJul 12, 2037

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4102 109TH ST, LUBBOCK, TX 79423-0882
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF LUBBOCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028505
DateAug 4, 2017
Instrument2017028505
Lender
NameTEXAS TECH FCU
TypeCredit Union
AddressLUBBOCK, TX 79423
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2032

January 2021: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Recording DateJan 25, 2021
Property Address4102 109TH ST, LUBBOCK, TX 79423-0882
Document Number0000003856
Instrument DateJan 22, 2021
Instrument3856
Transaction TypeConstruction Loan
Record UpdatedApr 20, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4102 109TH ST LUBBOCK TX 794230882, LUBBOCK, TX 79423-0882

Mortgage

Document Number0000003856
DateJan 25, 2021
Instrument3856
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressPO BOX 3730, LUBBOCK, TX 79452-3730
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,309.00 (-0.32%) Homeowner's exemption$722,203 (-2.29%) Land $60,825 Building $661,378$722,203 (-2.29%) Land $60,825 Building $661,378
2024$13,352.00 (-7.17%)
2023$14,383.00 (-5.23%) Homeowner's exemption$739,117 Land $60,825 Building $678,292$739,117 Land $60,825 Building $678,292
2022$15,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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