4108 Elby St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4108 Elby St, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,969 sqft · built 1960
Lot Size0.155 acres (6,731 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (Jan 2022)
Tax Bill$6,336 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01343463

Property Details

APN / Parcel Number

Primary APN13-01343463
Alternative APN
  • 01343463

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,969 sqft Living Area
1st Floor Area1,519 sqft
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,731 sqft (0.155 acres)
Deck Area70 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01343463
Street Address4108 ELBY ST
CitySILVER SPRING
StateMD
Zip20906-4438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEYBROOK EST SEC 7
Legal SubdivisionSTONEYBROOK ESTATE
Legal Block12
Legal Lot Number16
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group3
Census Block3005
Census Tract703401

Owner

Source: Montgomery County records · APN 13-01343463

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4108 ELBY ST, SILVER SPRING, MD 20906-4438
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleJan 15, 2014 · Amount on Record
Deed Book / Page65097 / 382
Record UpdatedSep 20, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJan 21, 2022
Property Address4108 ELBY ST, SILVER SPRING, MD 20906-4438
Document Number0650970382
Book / Page65097 / 382
Map ReferenceMB 52 PL 4138
Instrument DateJan 18, 2022
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyNOT AVAILABLE, QUANTUM TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4108 ELBY ST, SILVER SPRING, MD 20906-4438

Mortgage

Document Number0065097389
DateJan 21, 2022
Instrument65097/389
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$515,267 (+7.5%)$587,200 (+22.51%) Land $156,200 Building $431,000
2025$6,336.00 (+57.46%)$479,300 (+18.28%) Land $156,200 Building $323,100$479,300 (-) Land $156,200 Building $323,100
2023$405,233$479,300 Land $156,200 Building $323,100
2022$4,024.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317034013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 518 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000

May also be available at this address: AT&T, Radiate Holdings, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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