Montgomery County property record for 4107 Elby St, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,998 sqft · built 1960 |
| Lot Size | 0.225 acres (9,793 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Nov 2019) |
| Tax Bill | $7,277 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01340458 |
| Primary APN | 13-01340458 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 1,347 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,793 sqft (0.225 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01340458 |
|---|---|
| Street Address | 4107 ELBY ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | STONEYBROOK ESTATES |
| Legal Subdivision | STONEYBROOK ESTATE |
| Legal Block | 13 |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 703401 |
Source: Montgomery County records · APN 13-01340458
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4107 ELBY ST, SILVER SPRING, MD 20906-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Apr 08, 2021 | Deed of Trust, Mortgage · Line of Credit MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
| Nov 06, 2019 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2019 · Amount on Record |
| Deed Sale | Nov 06, 2019 · Amount on Record |
| Prior Sale | Jun 18, 2015 · Amount on Record |
| Deed Book / Page | 58438 / 214 |
| Transfer Doc | 0172760091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4107 ELBY ST, SILVER SPRING, MD 20906-4439 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4107 ELBY ST, SILVER SPRING, MD 20906-4439 |
| Document Number | 0624570332 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 62457/332 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4107 ELBY ST, SILVER SPRING, MD 20906-4439 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0624570352 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 62457/352 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 06, 2019 |
| Property Address | 4107 ELBY ST, SILVER SPRING, MD 20906-4439 |
| Document Number | 0584380214 |
| Book / Page | 58438 / 214 |
| Map Reference | MB 63 PL 5593 |
| Instrument Date | Oct 03, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,585.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4107 ELBY ST, SILVER SPRING, MD 20906-4439 |
| Document Number | 58438221 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | 58438/221 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,900 (+7.09%) | $680,500 (+21.28%) Land $167,200 Building $513,300 | |
| 2025 | $7,277.00 (+8.4%) | $561,100 (+17.34%) Land $167,200 Building $393,900 | $561,100 (-) Land $167,200 Building $393,900 |
| 2024 | $6,713.00 (+40.44%) | ||
| 2023 | $478,167 | $561,100 Land $167,200 Building $393,900 | |
| 2022 | $4,780.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, Radiate Holdings, T-Mobile USA.
Based on FCC filings for 518 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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