4106 Elby St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4106 Elby St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,724 sqft · built 1960
Lot Size	0.154 acres (6,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2010)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01341076`

Property Details

APN / Parcel Number

Primary APN	`13-01341076`
Alternative APN	`01341076`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,717 sqft (0.154 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01341076
Street Address	4106 ELBY ST
City	SILVER SPRING
State	MD
Zip	20906-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	STONEYBROOK ESTATES SECTION 7
Legal Subdivision	STONEYBROOK ESTATE
Legal Block	12
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3005
Census Tract	703401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4106 ELBY ST, SILVER SPRING, MD 20906-4438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2010 · Amount on Record
Deed Sale	Dec 8, 2010 · Amount on Record
Prior Sale	May 4, 2010 · Amount on Record
Deed Document Number	2010189207
Last Transfer Date	Sep 11, 2020
Transfer Doc	0610760490
Record Updated	Sep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 12, 2020
Property Address	4106 ELBY ST, SILVER SPRING, MD 20906-4438
Document Number	0610760490
Book / Page	61076 / 490
Map Reference	MB 52 PL 4138
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4106 ELBY ST, SILVER SPRING, MD 20906-4438

Mortgage

Document Number	61076498
Date	Nov 12, 2020
Instrument	61076/498

Lender

Name	NYMEO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,500 (+7.78%)	$466,300 (+23.33%) Land $156,100 Building $310,200
2025	$4,479.00 (-8.72%)	$378,100 (+8.81%) Land $156,100 Building $222,000	$378,100 (-) Land $156,100 Building $222,000
2024	$4,907.00 (+35.29%)
2023		$347,500	$378,100 Land $156,100 Building $222,000
2022	$3,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, T-Mobile.

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