4107 Highland Pointe Dr, Monroe, NC 28110 Property Records

Union County property record for 4107 Highland Pointe Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,730 sqft · built 2017
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jun 2020)
Tax Bill	$1,970 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-102-127`

Property Details

APN / Parcel Number

Primary APN	`08-102-127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	535 sqft

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4107 HIGHLAND POINTE DR
City	MONROE
State	NC
Zip	28110-9113
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 HIGHLAND POINTE OPCK726; LESS OPCR465
Legal Subdivision	HIGHLAND POINTE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2020
Census Tract	20206

Owner

4107 Highland Pointe Dr, a rural home, is owned and occupied by two individuals who bought it in June 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4107 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Aug 29, 2023	Warranty Deed, Transfer
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 29, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 8, 2017	Warranty Deed, Construction Loan · Construction Mortgage CARLTON LAND INV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Document Number	202044
Deed Book / Page	7692 / 666
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 29, 2023
Property Address	4107 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	0008771575
Book / Page	8771 / 575
Map Reference	CAB K FILE 726&727
Instrument Date	Aug 29, 2023
Instrument	21002
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4103 HIGHLAND POINTE DR, MONROE, NC 28110-9113

Mortgage

Document Number	0000021003
Date	Aug 29, 2023
Instrument	21003

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 29, 2023
Property Address	4107 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	0008771573
Book / Page	8771 / 573
Map Reference	CAB R FILE 465
Instrument Date	Aug 25, 2023
Instrument	21001
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 HIGHLAND POINTE DR, MONROE, NC 28110-9113

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 5, 2020
Property Address	4107 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	0007692666
Book / Page	7692 / 666
Map Reference	CAB K FILE 726&727
Instrument Date	Jun 3, 2020
Instrument	20044
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 HIGHLAND POINTE DR, 4107, UNIONVILLE, NC 28110-9113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 HIGHLAND POINTE DR, UNIONVILLE, NC 28110-9113

Mortgage

Document Number	0000020045
Date	Jun 5, 2020
Instrument	20045

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4107 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	7532322
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4107 HIGHLAND POINTE DR MONROE NC 281109113, MONROE, NC 28110-9113

Mortgage

Document Number	7532322
Date	Dec 4, 2019
Book Page	007532/000322
Instrument	37919

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 5, 2018
Property Address	4107 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	0007113309
Book / Page	7113 / 309
Map Reference	CAB K FILE 726-727
Instrument Date	Mar 2, 2018
Instrument	0005634
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2530 W ROOSEVELT BLVD, 2530, MONROE, NC 28110-8468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 HIGHLAND POINTE DR, MONROE, NC 28110-9113

Mortgage

Document Number	0000005635
Date	Mar 5, 2018
Instrument	0005635

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

September 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 8, 2017
Property Address	4107 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	7011847
Book / Page	007011 / 000847
Instrument Date	Sep 8, 2017
Instrument	26534
Transaction Type	Construction Loan
Record Updated	Dec 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2530 W ROOSEVELT BLVD MONROE NC 281108468, MONROE, NC 28110-8468

Mortgage

Document Number	7011855
Date	Sep 8, 2017
Book Page	007011/000855
Instrument	26537

Lender

Name	CARLTON LAND INV LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 7, 2018

Mortgage

Document Number	7011849,
Date	Sep 8, 2017
Book Page	007011/000849
Instrument	26535

Lender

Name	CARLTON LAND INV LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 7, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 4107 Highland Pointe Dr was $1,970.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,800 (-) Land $88,000 Building $299,800	$387,800 (-) Land $88,000 Building $299,800
2025	$1,970.00	$387,800 Land $88,000 Building $299,800	$387,800 Land $88,000 Building $299,800
2023	$2,184.00 (+3.12%)	$326,300 (-) Land $48,000 Building $278,300	$326,300 (-) Land $48,000 Building $278,300
2022	$2,118.00	$326,300 Land $48,000 Building $278,300	$326,300 Land $48,000 Building $278,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4107 Highland Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4107 Highland Pointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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