4102 Highland Pointe Dr, Monroe, NC 28110 Property Records

Union County property record for 4102 Highland Pointe Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,592 sqft · built 2016
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Mar 2019)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-102-142`

Property Details

APN / Parcel Number

Primary APN	`08-102-142`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	238 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4102 HIGHLAND POINTE DR
City	MONROE
State	NC
Zip	28110-9113
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#17 HIGHLAND POINTE OPCK726
Legal Subdivision	HIGHLAND POINTE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2020
Census Tract	20206

Owner

4102 Highland Pointe Dr, a rural home, is owned and occupied by an individual who bought it in March 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4102 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 22, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Apr 12, 2016 · Amount on File
Deed Document Number	20197263
Deed Book / Page	7335 / 50
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4102 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	7741906
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 HIGHLAND POINTE DR MONROE NC 281109113, MONROE, NC 28110-9113

Mortgage

Document Number	7741906
Date	Jul 21, 2020
Book Page	007741/000906
Instrument	26967

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 22, 2019
Property Address	4102 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	733550
Book / Page	007335 / 000050
Instrument Date	Mar 20, 2019
Instrument	7263
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 HIGHLAND POINTE DR MONROE NC 281109113, MONROE, NC 28110-9113

Mortgage

Document Number	733553
Date	Mar 22, 2019
Book Page	007335/000053
Instrument	7264

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4102 Highland Pointe Dr was $1,734.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,300 (-) Land $88,000 Building $253,300	$341,300 (-) Land $88,000 Building $253,300
2025	$1,734.00	$341,300 Land $88,000 Building $253,300	$341,300 Land $88,000 Building $253,300
2023	$1,956.00	$292,300 Land $48,000 Building $244,300	$292,300 Land $48,000 Building $244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4102 Highland Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4102 Highland Pointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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