4115 Highland Pointe Dr, Monroe, NC 28110 Property Records

Union County property record for 4115 Highland Pointe Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,469 sqft · built 2017
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Jan 2017)
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-102-129`

Property Details

APN / Parcel Number

Primary APN	`08-102-129`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area
1st Floor Area	1,285 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	57,064 sqft (1.31 acres)
Garage Type	Attached
Garage Area	663 sqft
Porch	Slab
Porch Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4115 HIGHLAND POINTE DR
City	MONROE
State	NC
Zip	28110-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#4 HIGHLAND POINTE OPCK726
Legal Subdivision	HIGHLAND POINTE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2020
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4115 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jan 4, 2017	Warranty Deed, Construction Loan · Construction Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2017 · Amount on Record
Deed Sale	Jan 4, 2017 · Amount on Record
Deed Document Number	2017238
Deed Book / Page	6855 / 56
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4115 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007965738
Date	Jan 26, 2021
Book Page	7965/738
Instrument	3564

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 4, 2017
Property Address	4115 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	685556
Book / Page	006855 / 000056
Instrument Date	Dec 6, 2016
Instrument	238
Transaction Type	Construction Loan
Record Updated	Feb 21, 2017

Transaction

Amount	Amount Recorded
Tax	$96.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8825 RED MAYNE CT WAXHAW NC 281736556, WAXHAW, NC 28173-6556

Mortgage

Document Number	685558
Date	Jan 4, 2017
Book Page	006855/000058
Instrument	239

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,200 (-) Land $88,000 Building $405,200	$493,200 (-) Land $88,000 Building $405,200
2025	$2,506.00 (-7.97%)	$493,200 (+21.21%) Land $88,000 Building $405,200	$493,200 (+21.21%) Land $88,000 Building $405,200
2023	$2,723.00	$406,900 Land $48,000 Building $358,900	$406,900 Land $48,000 Building $358,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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