4105 E Esperanto St, Meridian, ID 83642 Property Records

Ada County property record for 4105 E Esperanto St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,962 sqft · built 2019
Lot Size	0.073 acres (3,180 sqft)
Owner	Individual Name on File
Last Sale	$382,900 (Mar 2020)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R5861950820`

Property Details

APN / Parcel Number

Primary APN	`R5861950820`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,962 sqft Living Area
Gross Area	2,526 sqft
1st Floor Area	749 sqft
Upper Floors Area	1,213 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,180 sqft (0.073 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	57 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4105 E ESPERANTO ST
City	MERIDIAN
State	ID
Zip	83642-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 11 BLK 02 MOVADO GREENS SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	MOVADO GREENS SUB NO 01
Legal Block	02
Legal Lot Number	11
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2016
Census Tract	10343

Owner

4105 E Esperanto St is owned and occupied by an individual who bought it in March 2020.

Source: Ada County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4105 E ESPERANTO ST, MERIDIAN, ID 83642-5425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 11, 2020	Warranty Deed, Subdivision Related Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Deed Document Number	202029201
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4105 E ESPERANTO ST, MERIDIAN, ID 83642-5425
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033419
Date	Mar 1, 2021
Instrument	2021-033419

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Mar 11, 2020
Property Address	4105 E ESPERANTO ST, MERIDIAN, ID 83642-5425
Document Number	0000029201
Instrument Date	Mar 10, 2020
Instrument	29201
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 8, 2020
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 E ESPERANTO ST MERIDIAN ID 836425425, MERIDIAN, ID 83642-5425

Mortgage

Document Number	29202
Date	Mar 11, 2020
Instrument	29202

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4105 E Esperanto St was $1,423 with a homeowner's exemption, down 4% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (-3.98%) Homeowner's exemption	$440,800	$440,800
2024	$1,482.00
2023		$416,900 Land $165,000 Building $251,900	$416,900 Land $165,000 Building $251,900
2022	$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4105 E Esperanto St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4105 E Esperanto St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.6% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Sparklight Fiber · Cable in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, TDS Telecom, Verizon.

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