4081 E Esperanto St, Meridian, ID 83642 Property Records

Ada County property record for 4081 E Esperanto St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,847 sqft · built 2019
Lot Size	0.073 acres (3,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,900 (May 2020)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R5861950860`

Property Details

APN / Parcel Number

Primary APN	`R5861950860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,847 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	812 sqft
Upper Floors Area	1,035 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,180 sqft (0.073 acres)
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	103 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4081 E ESPERANTO ST
City	MERIDIAN
State	ID
Zip	83642-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 13 BLK 02 MOVADO GREENS SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	MOVADO GREENS SUB NO 01
Legal Block	02
Legal Lot Number	13
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2016
Census Tract	10343

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1461 W CARAVAN ST, KUNA, ID 83634-0149
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Oct 11, 2022	Intrafamily Transfer, Transfer
May 27, 2020	Deed of Trust, Mortgage IDAHO CTRL CU
May 26, 2020	Warranty Deed, Subdivision Related Transfer TITLEONE BOISE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Deed Document Number	202063852
Last Transfer Date	Oct 4, 2022
Transfer Doc	0000085614
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4081 E ESPERANTO ST, MERIDIAN, ID 83642-5424
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064096
Date	Apr 21, 2021
Instrument	2021-064096

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Oct 11, 2022
Property Address	4081 E ESPERANTO ST, MERIDIAN, ID 83642-5424
Document Number	0000085614
Instrument Date	Oct 4, 2022
Instrument	2022-085614
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 W CARUSU ST, KUNA, ID 83634

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4081 E ESPERANTO ST, MERIDIAN, ID 83642-5424
Document Number	0000063853
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4081 E ESPERANTO ST MERIDIAN ID 836425424, MERIDIAN, ID 83642-5424

Mortgage

Document Number	0000063853
Date	May 28, 2020
Instrument	63853

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	May 26, 2020
Property Address	4081 E ESPERANTO ST, MERIDIAN, ID 83642-5424
Document Number	0000063852
Instrument Date	Mar 27, 2020
Instrument	63852
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 5, 2020
Title Company	TITLEONE BOISE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4081 E ESPERANTO ST MERIDIAN ID 836425424, MERIDIAN, ID 83642-5424

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00 (-5.6%)	$437,400 (+5.6%)	$437,400 (+5.6%)
2024	$2,088.00 (+1.61%)
2023		$414,200 Land $165,000 Building $249,200	$414,200 Land $165,000 Building $249,200
2022	$2,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.6% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Sparklight Fiber · Cable in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, TDS Telecom, Verizon.

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