4120 E Esperanto St, Meridian, ID 83642 Property Records

Ada County property record for 4120 E Esperanto St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,968 sqft · built 2019
Lot Size	0.087 acres (3,790 sqft)
Owner	Company Name on File
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R5861950460`

Property Details

APN / Parcel Number

Primary APN	`R5861950460`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	752 sqft
Upper Floors Area	1,216 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,790 sqft (0.087 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4120 E ESPERANTO ST
City	MERIDIAN
State	ID
Zip	83642-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 23 BLK 01 MOVADO GREENS SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	MOVADO GREENS SUB NO 01
Legal Block	01
Legal Lot Number	23
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2016
Census Tract	10343

Owner

4120 E Esperanto St is owned by a company that acquired it in January 2026.

Source: Ada County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	4120 E ESPERANTO ST, MERIDIAN, ID 83642-5425
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 12, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026
Deed Sale	Jan 8, 2026
Prior Sale	Jul 7, 2025
Deed Document Number	20261351
Prior Transfer Date	Dec 31, 2025
Prior Transfer Doc	0000001351
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4120 E ESPERANTO ST, MERIDIAN, ID 83642-5425
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162510
Date	Nov 12, 2021
Instrument	2021-162510

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 5, 2021
Property Address	4120 E ESPERANTO ST, MERIDIAN, ID 83642-5425
Document Number	0000053345
Map Reference	MB 117 PG17905-17907
Instrument Date	Mar 5, 2021
Instrument	2021-053345
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2890 S CREEKOONTE LN, EAGLE, ID 83616

Mortgage

Document Number	0000053522
Date	Apr 5, 2021
Instrument	2021-053522

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Dec 12, 2019
Property Address	4120 E ESPERANTO ST, MERIDIAN, ID 83642-5425
Document Number	0000124942
Map Reference	MB144 PG17017-17019
Instrument Date	Dec 12, 2019
Instrument	2019-124942
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4120 E ESPERANTO ST, MERIDIAN, ID 83642-5425

Mortgage

Document Number	0000124943
Date	Dec 12, 2019
Instrument	2019-124943

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4120 E Esperanto St was $1,988, up 34% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,700 (+0.32%)	$442,700 (+0.32%)
2025	$1,988.00 (+33.96%)	$441,300	$441,300
2024	$1,484.00
2023		$417,300 Land $165,000 Building $252,300	$417,300 Land $165,000 Building $252,300
2022	$2,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 E Esperanto St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 E Esperanto St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Sparklight Fiber · Cable in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, TDS Telecom, Verizon.

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