4105 Ash Tree Ln, Howell, MI 48843 Property Records

Livingston County property record for 4105 Ash Tree Ln, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,877 sqft · built 2015
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jul 2019)
Tax Bill	$3,528 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-103-051`

Property Details

APN / Parcel Number

Primary APN	`07-28-103-051`
Alternative APN	`470728103051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,877 sqft Living Area
1st Floor Area	814 sqft
Basement Area	814 sqft
Unfinished Basement	814 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	40 ft deep x 52 ft wide
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4105 ASH TREE LN
City	HOWELL
State	MI
Zip	48843-8064
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C,RM,PUD
Legal Description	SEC 28 T3N R5E ORCHARD PARK VILLAGE CONDOMINIUM, LCCP # 364 UNIT #51 PUD APP 6/01 NO. 5443 OCEOLA VILLAGE SPLIT ON 09/27/2006
Legal Range	05E
Legal Township	03N
Legal Section	28
Legal Subdivision	ORCHARD PARK
Legal Unit	51
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1005
Census Tract	712602

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4105 ASH TREE LN, HOWELL, MI 48843-8064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Intrafamily Transfer, Transfer
Aug 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO
Mar 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 16, 2019	Deed of Trust, Mortgage CISLO TITLE, CISLO TITLE CO
Jul 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Feb 18, 2016 · Amount on Record
Deed Document Number	201919389
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000012939
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 22, 2026
Property Address	4105 ASH TREE LN, HOWELL, MI 48843-8064
Document Number	0000001557
Instrument Date	Jan 16, 2026
Instrument	2026R-001557
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4105 ASH TREE LN, HOWELL, MI 48843-8064

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4105 ASH TREE LN, HOWELL, MI 48843-8064
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021218
Date	Aug 14, 2019
Instrument	2019R-021218

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 24, 2021
Property Address	4105 ASH TREE LN, HOWELL, MI 48843-8064
Document Number	0000012939
Instrument Date	Mar 3, 2021
Instrument	2021R-012939
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4105 ASH TREE LN, HOWELL, MI 48843-8064

Mortgage

Document Number	0000012940
Date	Mar 24, 2021
Instrument	2021R-012940

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4105 ASH TREE LN, HOWELL, MI 48843-8064
Document Number	0000025555
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 ASH TREE LN HOWELL MI 488438064, HOWELL, MI 48843-8064

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 30, 2019
Property Address	4105 ASH TREE LN, HOWELL, MI 48843-8064
Document Number	0000019389
Instrument Date	Jul 26, 2019
Instrument	2019-019389
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33591 PONDVIEW CIR, LIVONIA, MI 48152-1470

Mortgage

Document Number	0000019390
Date	Jul 30, 2019
Instrument	2019R-019390

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000019389
Date	Jul 30, 2019
Instrument	2019-019389

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,800 (+1.34%)	$363,600 (+1.34%)
2025	$3,528.00 (+2.92%) Homeowner's exemption	$179,400 (+19.68%)	$358,800 (+19.68%)
2024	$3,428.00 (+25.43%)
2023		$149,900
2021			$299,800
2019	$2,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Internet.

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