4090 Ash Tree Ln, Howell, MI 48843 Property Records

Livingston County property record for 4090 Ash Tree Ln, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,920 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$351,500 (Jul 2021)
Tax Bill	$4,140 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-28-103-066`

Property Details

APN / Parcel Number

Primary APN	`07-28-103-066`
Alternative APN	`470728103066`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	948 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	40 ft deep x 51 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4090 ASH TREE LN
City	HOWELL
State	MI
Zip	48843-8063
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C,RM,PUD
Legal Description	SEC 28 T3N R5E ORCHARD PARK VILLAGE CONDOMINIUM, LCCP # 364 UNIT #66 PUD APP 6/01 NO. 5443 OCEOLA VILLAGE SPLIT ON 09/27/2006
Legal Range	05E
Legal Township	03N
Legal Section	28
Legal Subdivision	ORCHARD PARK
Legal Unit	66
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1007
Census Tract	712602

Owner

Source: Livingston County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4090 ASH TREE LN, HOWELL, MI 48843-8063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Commercial Mortgage GREENSTONE FARM CREDIT SERVICES FLCA
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jan 27, 2015 · Amount on Record
Deed Document Number	202128377
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4090 ASH TREE LN, HOWELL, MI 48843-8063
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041515
Date	Nov 12, 2020
Instrument	2020R-041515

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 2, 2021
Property Address	4090 ASH TREE LN, HOWELL, MI 48843-8063
Document Number	0000028377
Instrument Date	Jun 29, 2021
Instrument	2021R-028377
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,636.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 ASH TREE LN, HOWELL, MI 48843-8063

Mortgage

Document Number	0000028378
Date	Jul 2, 2021
Instrument	2021R-028378

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,300 (+27.17%)	$400,600 (+27.17%)
2025	$4,140.00 (+20.49%)
2023		$157,500
2021			$315,000
2019	$3,436.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Internet.

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