4089 Ash Tree Ln, Howell, MI 48843 Property Records

Livingston County property record for 4089 Ash Tree Ln, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,477 sqft · built 2015
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (May 2018)
Tax Bill	$2,973 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-103-053`

Property Details

APN / Parcel Number

Primary APN	`07-28-103-053`
Alternative APN	`470728103053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,477 sqft Living Area
1st Floor Area	814 sqft
Basement Area	814 sqft
Unfinished Basement	814 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	40 ft deep x 51 ft wide
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4089 ASH TREE LN
City	HOWELL
State	MI
Zip	48843-8063
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C,RM,PUD
Legal Description	SEC 28 T3N R5E ORCHARD PARK VILLAGE CONDOMINIUM, LCCP # 364 UNIT #53 PUD APP 6/01 NO. 5443 OCEOLA VILLAGE SPLIT ON 09/27/2006
Legal Range	05E
Legal Township	03N
Legal Section	28
Legal Subdivision	ORCHARD PARK
Legal Unit	53
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1005
Census Tract	712602

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4089 ASH TREE LN, HOWELL, MI 48843-8063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIN'L CU
May 23, 2018	Warranty Deed, Transfer · Stand-Alone Refinance FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	201813739
Last Transfer Date	Aug 7, 2024
Transfer Doc	0000017058
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4089 ASH TREE LN, HOWELL, MI 48843-8063
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015816
Date	May 22, 2020
Instrument	2020015816

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4089 ASH TREE LN, HOWELL, MI 48843-8063
Document Number	0000002944
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4089 ASH TREE LN HOWELL MI 488438063, HOWELL, MI 48843-8063

Mortgage

Document Number	0000002944
Date	Jan 27, 2017
Instrument	2944

Lender

Name	COMMUNITY FIN'L CU
Type	Credit Union
Address	PLYMOUTH, MI 48170-8050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2037

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 23, 2018
Property Address	4089 ASH TREE LN, HOWELL, MI 48843-8063
Document Number	0000013739
Instrument Date	May 14, 2018
Instrument	2018R-013739
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5483 TIMBER BEND DR, BRIGHTON, MI 48116-4796

Mortgage

Document Number	0000013740
Date	May 23, 2018
Instrument	2018R-013740

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,300 (+21.4%)	$316,600 (+21.4%)
2025	$2,973.00 (-5.53%)
2023		$130,400
2021			$260,800
2019	$3,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Internet.

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