1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Orange Tree Ct

4104 Orange Tree Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4104 Orange Tree Ct, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage1,768 sqft Living Area
Lot Size1,263 sqft (0.029 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2023)
Tax Bill$3,610.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-26-30-0731-0001-1250
Alternative APNs
  • 263004073100011250
  • 129544

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,768 sqft Living Area
Gross Area2,181 sqft Gross Area
1st Floor880 sqft 1st Floor
Upper Floors888 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area1,263 sqft (0.029 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area399 sqft Garage
Patio Area33 sqft Patio
Porch Area14 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4104 ORANGE TREE CT
CitySAINT CLOUD
StateFL
Zip34769-1404
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPEMBERLY PINES PB 17 PGS 77-79 LOT 125
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPEMBERLY PINES
Legal Tract731
Legal Block1250
Legal Lot Number125
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1001
Census Tract43203

Owner

Source: Osceola County records · APN 04-26-30-0731-0001-1250

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4104 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Oct 24, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE INC
Mar 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 09, 2019Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Mar 21, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2023 · Amount on Record
Deed SaleOct 24, 2023 · Amount on Record
Prior SaleMar 21, 2017 · Amount on Record
Deed Doc Number2023140111
Deed Book / Page6494 / 1889
Prior Transfer DateSep 08, 2010
Prior Transfer Doc0040301591
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4104 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4106 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404

Mortgage

Document Number0068762739
DateNov 06, 2025
Book Page6876/2739
Instrument2025137696
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 24, 2023
Property Address4104 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
Document Number0064941889
Book / Page6494 / 1889
Map ReferenceMB 17 PG 77-79
Instrument DateOct 19, 2023
Instrument2023140111
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyTRULY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8950 JUPITER DR, SAINT CLOUD, FL 34773-9677

Transferred To (Grantee/Buyer)

NameVerified Name
Address4104 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404

Mortgage

Document Number0064941891
DateOct 24, 2023
Instrument6494/1891
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4104 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
Transaction TypeMortgage
Record UpdatedMar 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059001426
DateMar 01, 2021
Book Page5900/1426
Instrument2021029174
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4104 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055702205
DateAug 09, 2019
Book Page5570/2205
Instrument2019102735
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueJul 26, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 21, 2017
Property Address4104 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
Document Number0051191723
Book / Page005119 / 001723
Instrument DateMar 17, 2017
Instrument42899
Transaction TypeTransfer
Record UpdatedApr 12, 2017
Title CompanyQUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2211 S KIRKMAN RD #238 ORLANDO FL 328112274, 238, ORLANDO, FL 32811-2274

Mortgage

Document Number51191725
DateMar 21, 2017
Book Page005119/001725
Instrument42900
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,737.00 (+3.52%)$251,693 (+86.73%)$255,700 (+2.4%) Land $35,000 Building $220,700
2024$3,610.00 (+116.43%)
2023$1,668.00 (+4.32%) Homeowner's exemption$134,790 (+3%)$249,700 (+20.98%) Land $14,900 Building $234,800
2022$1,599.00 Homeowner's exemption$130,865$206,400 Land $14,900 Building $191,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Orange Tree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures